# Insperity 401k vs Insperity Perks+

The clearest difference is rating: Insperity Perks+ at 3.0 against Insperity 401k's 1.5. Insperity Perks+ also leads on update cadence (every 3 weeks vs every 11 months). Insperity 401k's advantage is review sentiment (14% vs 0%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Insperity Perks+ holds the better App Store score, 3.0 against 1.5. Both are backed by a comparable volume of ratings — 14 and 9 respectively. Written reviews complicate that: 14% of Insperity 401k's written reviews are positive against 0% of Insperity Perks+'s, so the app with the better star average is not the one people write more warmly about.

Insperity 401k ships an update every 11 months, Insperity Perks+ every 3 weeks. The most recent releases landed on September 13, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | Insperity 401k | Insperity Perks+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.5 (14 ratings)](https://appshunter.io/ios/app/insperity-401k/id1663009238/reviews) | **[3.0 (9 ratings)](https://appshunter.io/ios/app/insperity-perks-plus/id6448399953/reviews)** |
| Number of ratings | **14** | 9 |
| Positive reviews | **14.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 28 MB | 61 MB |
| Requires iOS | 16.6 | 16.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 17+ |
| Developer | [Insperity, Inc.](https://appshunter.io/developer/674606952) | [Multikrd](https://appshunter.io/developer/1546987858) |

## What reviewers say

### Insperity 401k

[App page](https://appshunter.io/ios/app/insperity-401k/id1663009238)

Access your 401(k) account details and plan information on the go. View balances, contributions, rates of return, and loan information. Stay informed about plan news and alerts with secure access.

**Highlights:** View account balances, Check current rate of return, Monitor contribution rates, Review loan balances, Access plan news and alerts, Secure mobile access

**Features:** macOS Compatibility

**In-app purchases:** none


### Insperity Perks+

[App page](https://appshunter.io/ios/app/insperity-perks-plus/id6448399953)

This app offers financial solutions and a promotions network to help employees manage their money. Access daily earned wages, banking services, and exclusive deals with cashback and savings.

**Highlights:** Access daily earned wages, Banking services, Promotions network, Cashback offers, Savings opportunities, Enhanced financial flexibility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Insperity 401k free?

Insperity 401k is free to download, with no in-app purchases.

### Is Insperity Perks+ free?

Insperity Perks+ is free to download, with no in-app purchases.

### Which has better reviews, Insperity 401k or Insperity Perks+?

Insperity Perks+ is rated higher. Insperity 401k averages 1.5 out of 5 from 14 ratings, while Insperity Perks+ averages 3.0 from 9 ratings.

### Do Insperity 401k or Insperity Perks+ have ads?

Neither Insperity 401k nor Insperity Perks+ shows ads.

### Which is updated more often, Insperity 401k or Insperity Perks+?

Insperity 401k ships an update every 11 months, and Insperity Perks+ every 3 weeks. Most recently, Insperity 401k was updated on September 13, 2026 and Insperity Perks+ on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*