# Insperity 401k vs Planforge 401k

The clearest difference is review sentiment: Planforge 401k at 100% against Insperity 401k's 14%. Planforge 401k also leads on rating (5.0 vs 1.5) and update cadence (every 4 days vs every 11 months). Insperity 401k's advantage is ratings volume (14 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Planforge 401k holds the better App Store score, 5.0 against 1.5. That said, the two scores are not equally well evidenced: Insperity 401k has 14 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 14% of Insperity 401k's written reviews are positive against 100% of Planforge 401k's.

Insperity 401k ships an update every 11 months, Planforge 401k every 4 days. The most recent releases landed on September 13, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Insperity 401k | Planforge 401k |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.5 (14 ratings)](https://appshunter.io/ios/app/insperity-401k/id1663009238/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/planforge-401k/id6760857659/reviews)** |
| Number of ratings | **14** | 2 |
| Positive reviews | 14.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 months | **Every 4 days** |
| Monetization | Free | Free |
| Size | 28 MB | 4 MB |
| Requires iOS | 16.6 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Insperity, Inc.](https://appshunter.io/developer/674606952) | [PlanForge Consulting LLC](https://appshunter.io/developer/1886555172) |

## What reviewers say

### Insperity 401k

[App page](https://appshunter.io/ios/app/insperity-401k/id1663009238)

Access your 401(k) account details and plan information on the go. View balances, contributions, rates of return, and loan information. Stay informed about plan news and alerts with secure access.

**Highlights:** View account balances, Check current rate of return, Monitor contribution rates, Review loan balances, Access plan news and alerts, Secure mobile access

**Features:** macOS Compatibility

**In-app purchases:** none


### Planforge 401k

[App page](https://appshunter.io/ios/app/planforge-401k/id6760857659)

Access your employer-sponsored 401(k) plan securely and instantly. View your dashboard, sign forms electronically, set up auto-escalation, and receive personalized investment recommendations. Track deadlines and plan milestones with ease.

**Highlights:** Personalized 401(k) dashboard, Electronic form signing, Auto-escalation setup, Personalized investment recommendations, Enrollment deadline tracking, Passwordless authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Insperity 401k free?

Insperity 401k is free to download, with no in-app purchases.

### Is Planforge 401k free?

Planforge 401k is free to download, with no in-app purchases.

### Which has better reviews, Insperity 401k or Planforge 401k?

Planforge 401k is rated higher. Insperity 401k averages 1.5 out of 5 from 14 ratings, while Planforge 401k averages 5.0 from 2 ratings.

### Do Insperity 401k or Planforge 401k have ads?

Neither Insperity 401k nor Planforge 401k shows ads.

### Which is updated more often, Insperity 401k or Planforge 401k?

Insperity 401k ships an update every 11 months, and Planforge 401k every 4 days. Most recently, Insperity 401k was updated on September 13, 2026 and Planforge 401k on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*