# Tracky vs Tally

The clearest difference is in-app purchases: Tally at none against Tracky's 21. Tally also leads on ads (none vs shown) and rating (5.0 vs 4.6). Tracky's advantage is ratings volume (124 vs 1) and update cadence (every 2 weeks vs every 5 weeks). On price there is nothing between them.

Both are free to download. Tracky sells 15 in-app purchases, starting at $1.99 per month. Tally asks for nothing beyond the download.

Tally holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Tracky has 124 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 85% of Tracky's written reviews are positive against 100% of Tally's.

Tracky ships an update every 2 weeks, Tally every 5 weeks. The most recent releases landed on October 30, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Tracky | Tally |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (124 ratings)](https://appshunter.io/ios/app/tracky-simple-budget-planner/id1663043762/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/tally-tracker/id6774310963/reviews)** |
| Number of ratings | **124** | 1 |
| Positive reviews | 84.8% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 5 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 87 MB | 39 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Adrien Carvalot](https://appshunter.io/developer/1498484091) | [Julian Vara](https://appshunter.io/developer/6774310965) |

## What reviewers say

### Tracky

[App page](https://appshunter.io/ios/app/tracky-simple-budget-planner/id1663043762)

Easily manage your finances by tracking expenses and creating custom budgets. Allocate funds into categories like groceries or hobbies, and monitor your remaining balance with automatic calculations. Securely manage your money without linking bank accounts.

**Highlights:** Create and manage budgets, Track expenses with custom categories, Automatic remaining budget calculation, Notifications for budget progress, Expense history and analysis, Recurring budget options, iCloud sync across devices, Home and lock screen widgets

**Features:** macOS Compatibility, Family Sharing, Siri integration, Vision Pro support

**In-app purchases (15)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $1.99 | per month |
| Premium | $2.99 | per month |
| Premium | $2.99 | per month |
| Premium | $4.99 | per month |
| Premium | $14.99 | per year |
| Premium | $19.99 | per year |
| Premium | $29.99 | per year |
| Premium | $1.99 | one-time |
| Premium | $2.99 | one-time |
| Premium | $4.99 | one-time |
| Premium | $8.99 | one-time |
| Premium | $17.99 | one-time |
| Premium | $29.99 | one-time |
| Premium | $39.99 | one-time |
| Premium | $49.99 | one-time |

**What reviewers like**

- 👍 Simple and intuitive user interface
- 🎨 Clean, modern, and visually appealing design
- 💰 Affordable pricing with lifetime premium option
- 📱 Excellent widget and home screen integration
- 🎯 Effective envelope budgeting system

**What reviewers complain about**

- 🐛 Navigation bug: app loads wrong month's envelopes
- 💾 Data loss when switching devices without backup
- 🔄 Sync issues causing entries to disappear on network changes
- 📱 Not available for Mac/desktop
- 💳 Paywall appears frequently in free version

**Reported bugs**

- App opens to wrong month despite correct title display
- Requires multiple swipes to navigate to current month
- Entries disappear when switching networks
- App doesn't always open to the correct page
- Premium mode requires frequent reactivation

**Requested features**

- Monthly visual reset for progress bars while maintaining history
- Mac/desktop application version
- Ability to reset envelopes monthly without creating new budgets
- Budget sharing feature for couples and shared accounts
- Planned/future expense tracking with adjusted balance view


### Tally

[App page](https://appshunter.io/ios/app/tally-tracker/id6774310963)

A private budget tracker that helps you log daily expenses, set spending limits by category, and visualize your spending habits. All your financial data is stored securely on your device with no account creation needed.

**Highlights:** Track expenses by category, Set monthly budgets per category, View spending breakdowns with charts, Savings goals with progress tracking, Quick-add shortcuts, Fully offline functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Tracky free?

Tracky is free to download, with in-app purchases available.

### Is Tally free?

Tally is free to download, with no in-app purchases.

### Which has better reviews, Tracky or Tally?

Tally is rated higher. Tracky averages 4.6 out of 5 from 124 ratings, while Tally averages 5.0 from 1 ratings.

### Do Tracky or Tally have ads?

Tracky shows ads; Tally does not.

### Which is updated more often, Tracky or Tally?

Tracky ships an update every 2 weeks, and Tally every 5 weeks. Most recently, Tracky was updated on October 30, 2026 and Tally on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*