# Tracky vs Heo

The clearest difference is in-app purchases: Heo at none against Tracky's 21. Heo also leads on ads (none vs shown) and update cadence (daily vs every 2 weeks). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Tracky sells 15 in-app purchases, starting at $1.99 per month. Heo asks for nothing beyond the download.

Tracky ships an update every 2 weeks, Heo daily. The most recent releases landed on October 27, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Tracky | Heo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (124 ratings)](https://appshunter.io/ios/app/tracky-simple-budget-planner/id1663043762/reviews)** | — |
| Number of ratings | **124** | — |
| Positive reviews | 84.8% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | **Daily** |
| Monetization | Free with in-app purchases | — |
| Size | 87 MB | 18 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Adrien Carvalot](https://appshunter.io/developer/1498484091) | [Khoa Tran](https://appshunter.io/developer/1523512472) |

## What reviewers say

### Tracky

[App page](https://appshunter.io/ios/app/tracky-simple-budget-planner/id1663043762)

Easily manage your finances by tracking expenses and creating custom budgets. Allocate funds into categories like groceries or hobbies, and monitor your remaining balance with automatic calculations. Securely manage your money without linking bank accounts.

**Highlights:** Create and manage budgets, Track expenses with custom categories, Automatic remaining budget calculation, Notifications for budget progress, Expense history and analysis, Recurring budget options, iCloud sync across devices, Home and lock screen widgets

**Features:** macOS Compatibility, Family Sharing, Siri integration, Vision Pro support

**In-app purchases (15)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $1.99 | per month |
| Premium | $2.99 | per month |
| Premium | $2.99 | per month |
| Premium | $4.99 | per month |
| Premium | $14.99 | per year |
| Premium | $19.99 | per year |
| Premium | $29.99 | per year |
| Premium | $1.99 | one-time |
| Premium | $2.99 | one-time |
| Premium | $4.99 | one-time |
| Premium | $8.99 | one-time |
| Premium | $17.99 | one-time |
| Premium | $29.99 | one-time |
| Premium | $39.99 | one-time |
| Premium | $49.99 | one-time |

**What reviewers like**

- 👍 Simple and intuitive user interface
- 🎨 Clean, modern, and visually appealing design
- 💰 Affordable pricing with lifetime premium option
- 📱 Excellent widget and home screen integration
- 🎯 Effective envelope budgeting system

**What reviewers complain about**

- 🐛 Navigation bug: app loads wrong month's envelopes
- 💾 Data loss when switching devices without backup
- 🔄 Sync issues causing entries to disappear on network changes
- 📱 Not available for Mac/desktop
- 💳 Paywall appears frequently in free version

**Reported bugs**

- App opens to wrong month despite correct title display
- Requires multiple swipes to navigate to current month
- Entries disappear when switching networks
- App doesn't always open to the correct page
- Premium mode requires frequent reactivation

**Requested features**

- Monthly visual reset for progress bars while maintaining history
- Mac/desktop application version
- Ability to reset envelopes monthly without creating new budgets
- Budget sharing feature for couples and shared accounts
- Planned/future expense tracking with adjusted balance view


### Heo

[App page](https://appshunter.io/ios/app/heo-expense-tracker/id6782393356)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Tracky free?

Tracky is free to download, with in-app purchases available.

### Is Heo free?

Heo is free to download, with no in-app purchases.

### Do Tracky or Heo have ads?

Tracky shows ads; Heo does not.

### Which is updated more often, Tracky or Heo?

Tracky ships an update every 2 weeks, and Heo daily. Most recently, Tracky was updated on October 27, 2026 and Heo on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*