# Waya vs Spendulum

The clearest difference is price: Waya at Free against Spendulum's $1.99. Waya also leads on iOS requirement (13.0 vs 17.0). Spendulum's advantage is review sentiment (100% vs 59%) and in-app purchases (none vs 1). On ads and device support there is nothing between them.

Waya is free to download; Spendulum costs $1.99 up front. Waya sells 1 in-app purchase, starting at $17.99 per month. Spendulum asks for nothing beyond the download.

Waya ships an update monthly, Spendulum every 3 days. The most recent releases landed on October 16, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Waya | Spendulum |
| --- | --- | --- |
| Price | **Free** | $1.99 |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/waya-max-your-stock-earnings/id1663159216/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 59.1% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 days** |
| Monetization | Subscription | **Paid** |
| Size | 64 MB | 3 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Waya Financial Technologies Private Limited](https://appshunter.io/developer/1663159220) | [Srivatsa Kulkarni](https://appshunter.io/developer/6788422987) |

## What reviewers say

### Waya

[App page](https://appshunter.io/ios/app/waya-max-your-stock-earnings/id1663159216)

Get investment advice for high-growth stocks based on predictive models and back-tested algorithms. Discover stock recommendations with potential for significant returns, short-selling ideas, and market trends. Understand stock market concepts with engaging content and seamlessly execute trades through integrated brokers.

**Highlights:** Stock recommendations with 10% return expectation, Multibagger portfolio for 3x-5x returns, Short selling trade ideas, Market and sectoral trends, Key fundamental stock parameters, Integrated with 16 top brokers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $17.99 | per month |


### Spendulum

[App page](https://appshunter.io/ios/app/spendulum/id6788422985)

Track your income and expenses privately on your iPhone. This app offers detailed overviews, category breakdowns, and insights into your spending habits. Utilize AI for quick transaction entry from text or receipts, with optional iCloud sync.

**Highlights:** AI-powered transaction entry, Receipt scanning with OCR, On-device AI assistant, Monthly net balance overview, Category spending breakdown, Multi-currency support, Optional iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Waya free?

Waya is free to download, with in-app purchases available.

### Is Spendulum free?

Spendulum costs $1.99, with no in-app purchases.

### Do Waya or Spendulum have ads?

Neither Waya nor Spendulum shows ads.

### Which is updated more often, Waya or Spendulum?

Waya ships an update monthly, and Spendulum every 3 days. Most recently, Waya was updated on October 16, 2026 and Spendulum on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*