# Fineyo vs Smart Budget

The clearest difference is rating: Fineyo at 5.0 against Smart Budget's 4.3. Fineyo also leads on update cadence (every 4 days vs every 3 weeks). Smart Budget's advantage is device support (3 vs 1). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month and Smart Budget sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Fineyo holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 11 and 20 respectively. Written reviews complicate that: 80% of Fineyo's written reviews are positive against 83% of Smart Budget's, so the app with the better star average is not the one people write more warmly about.

Fineyo ships an update every 4 days, Smart Budget every 3 weeks. The most recent releases landed on September 12, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Fineyo | Smart Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (11 ratings)](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940/reviews)** | [4.3 (20 ratings)](https://appshunter.io/ios/app/smart-budget-walletpal/id6475526197/reviews) |
| Number of ratings | 11 | **20** |
| Positive reviews | 80.0% of reviews | **82.6% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 3 weeks |
| Monetization | Freemium | Free with in-app purchases |
| Size | 102 MB | 172 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | iPhone | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Deniss Dubinins](https://appshunter.io/developer/1663166942) | [MICHAEL JOHN S WILLER](https://appshunter.io/developer/1694028060) |

## What reviewers say

### Fineyo

[App page](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940)

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

**Highlights:** Expense & Income Tracker, Budget Planner, Spending Insights & Charts, Custom Categories, iCloud Sync, Offline Mode

**Features:** Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Annual Premium | $24.99 | per year |
| Lifetime | $34.99 | one-time |


### Smart Budget

[App page](https://appshunter.io/ios/app/smart-budget-walletpal/id6475526197)

Effortlessly track your spending and manage budgets with automatic transaction logging from Apple Pay. Features include smart budgeting, subscription management, and receipt scanning. Simplify your finances without manual data entry.

**Highlights:** Automatic expense tracking, Smart monthly budget planner, Free budget tracker tools, Receipt tracker with OCR, Subscription manager, Widgets for instant insights, Custom categories and budgets

**Features:** Safari Extension

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $1.99 | per 7 days |
| Monthly | $5.99 | per month |
| Annual | $39.99 | per year |


## Frequently asked questions

### Is Fineyo free?

Fineyo is free to download, with in-app purchases available.

### Is Smart Budget free?

Smart Budget is free to download, with in-app purchases available.

### Which has better reviews, Fineyo or Smart Budget?

Fineyo is rated higher. Fineyo averages 5.0 out of 5 from 11 ratings, while Smart Budget averages 4.3 from 20 ratings.

### Do Fineyo or Smart Budget have ads?

Neither Fineyo nor Smart Budget shows ads.

### Which is updated more often, Fineyo or Smart Budget?

Fineyo ships an update every 4 days, and Smart Budget every 3 weeks. Most recently, Fineyo was updated on September 12, 2026 and Smart Budget on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*