# Fineyo vs Chipp

The clearest difference is rating: Fineyo at 5.0 against Chipp's 4.4. Fineyo also leads on update cadence (every 4 days vs fortnightly). Chipp's advantage is in-app purchases (none vs 3) and device support (3 vs 1). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month. Chipp asks for nothing beyond the download.

Fineyo holds the better App Store score, 5.0 against 4.4. Both are backed by a comparable volume of ratings — 11 and 16 respectively. Written reviews point the same way: 80% of Fineyo's written reviews are positive against 78% of Chipp's.

Fineyo ships an update every 4 days, Chipp fortnightly. The most recent releases landed on September 12, 2026 and June 11, 2026 respectively.

## The numbers

| Metric | Fineyo | Chipp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (11 ratings)](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940/reviews)** | [4.4 (16 ratings)](https://appshunter.io/ios/app/chipp/id6636520980/reviews) |
| Number of ratings | 11 | **16** |
| Positive reviews | **80.0% of reviews** | 77.8% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 4 days** | Fortnightly |
| Monetization | Freemium | **Free** |
| Size | 102 MB | 116 MB |
| Requires iOS | 16.4 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Deniss Dubinins](https://appshunter.io/developer/1663166942) | [Chipp LLC](https://appshunter.io/developer/1762962073) |

## What reviewers say

### Fineyo

[App page](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940)

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

**Highlights:** Expense & Income Tracker, Budget Planner, Spending Insights & Charts, Custom Categories, iCloud Sync, Offline Mode

**Features:** Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Annual Premium | $24.99 | per year |
| Lifetime | $34.99 | one-time |


### Chipp

[App page](https://appshunter.io/ios/app/chipp/id6636520980)

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

**Highlights:** Tap-to-split interface, Find friends nearby, Create shared expense groups, Split rent and utilities, Manage travel expenses, Scan receipts for dinner bills, Handle partial splits

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Fineyo free?

Fineyo is free to download, with in-app purchases available.

### Is Chipp free?

Chipp is free to download, with no in-app purchases.

### Which has better reviews, Fineyo or Chipp?

Fineyo is rated higher. Fineyo averages 5.0 out of 5 from 11 ratings, while Chipp averages 4.4 from 16 ratings.

### Do Fineyo or Chipp have ads?

Neither Fineyo nor Chipp shows ads.

### Which is updated more often, Fineyo or Chipp?

Fineyo ships an update every 4 days, and Chipp fortnightly. Most recently, Fineyo was updated on September 12, 2026 and Chipp on June 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*