# Fineyo vs SpendCircle

Fineyo and SpendCircle both sit at 5.0 stars, but that hides the real split: 100% of SpendCircle's written reviews are positive against 80% of Fineyo's. Fineyo's advantage is update cadence (every 4 days vs every 2 weeks) and ratings volume (11 vs 2). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month and SpendCircle sells 1 in-app purchase, starting at $1.99 per year. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Fineyo against 5.0 for SpendCircle. That said, the two scores are not equally well evidenced: Fineyo has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 80% of Fineyo's written reviews are positive against 100% of SpendCircle's.

Fineyo ships an update every 4 days, SpendCircle every 2 weeks. The most recent releases landed on September 12, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Fineyo | SpendCircle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (11 ratings)](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/spendcircle/id6726547347/reviews) |
| Number of ratings | **11** | 2 |
| Positive reviews | 80.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 2 weeks |
| Monetization | Freemium | Freemium |
| Size | 102 MB | 33 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Deniss Dubinins](https://appshunter.io/developer/1663166942) | [Claredat LLC](https://appshunter.io/developer/1769033280) |

## What reviewers say

### Fineyo

[App page](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940)

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

**Highlights:** Expense & Income Tracker, Budget Planner, Spending Insights & Charts, Custom Categories, iCloud Sync, Offline Mode

**Features:** Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Annual Premium | $24.99 | per year |
| Lifetime | $34.99 | one-time |


### SpendCircle

[App page](https://appshunter.io/ios/app/spendcircle/id6726547347)

This app helps families track household expenses together, providing a shared view of spending to improve financial habits. Users can define custom categories, add notes, and gain insights into where money is going. The goal is to reduce wasteful spending and prioritize important purchases.

**Highlights:** Shared family spending view, Expense tracking in real-time, Customizable spending categories, Detailed expense notes, Accountability for family members, Spending habit building

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1-Month Free \| Annual Plan | $1.99 | per year |


## Frequently asked questions

### Is Fineyo free?

Fineyo is free to download, with in-app purchases available.

### Is SpendCircle free?

SpendCircle is free to download, with in-app purchases available.

### Which has better reviews, Fineyo or SpendCircle?

Fineyo and SpendCircle are both rated 5.0 out of 5 on the App Store, from 11 and 2 ratings respectively.

### Do Fineyo or SpendCircle have ads?

Neither Fineyo nor SpendCircle shows ads.

### Which is updated more often, Fineyo or SpendCircle?

Fineyo ships an update every 4 days, and SpendCircle every 2 weeks. Most recently, Fineyo was updated on September 12, 2026 and SpendCircle on September 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*