# Fineyo vs Spending Tracker

The clearest difference is rating: Fineyo at 5.0 against Spending Tracker's 3.0. Fineyo also leads on ratings volume (11 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month and Spending Tracker sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Fineyo holds the better App Store score, 5.0 against 3.0. That said, the two scores are not equally well evidenced: Fineyo has 11 ratings behind it against 2, so its average is the more settled of the two.

Fineyo ships an update every 4 days, Spending Tracker every 5 days. The most recent releases landed on September 12, 2026 and June 11, 2026 respectively.

## The numbers

| Metric | Fineyo | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (11 ratings)](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/spending-tracker-budget-ally/id6739544357/reviews) |
| Number of ratings | **11** | 2 |
| Positive reviews | 80.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 5 days |
| Monetization | Freemium | Freemium |
| Size | 102 MB | 37 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Deniss Dubinins](https://appshunter.io/developer/1663166942) | [Jeffrey Kehler](https://appshunter.io/developer/1785956701) |

## What reviewers say

### Fineyo

[App page](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940)

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

**Highlights:** Expense & Income Tracker, Budget Planner, Spending Insights & Charts, Custom Categories, iCloud Sync, Offline Mode

**Features:** Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Annual Premium | $24.99 | per year |
| Lifetime | $34.99 | one-time |


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-budget-ally/id6739544357)

Easily track expenses, split bills, and manage money with others. Features AI receipt scanning, voice input, and customizable tracking spaces for personal or shared finances. Get real-time budget updates and spending analytics.

**Highlights:** AI receipt scanning, Voice transaction input, Customizable tracking spaces, Expense splitting, Real-time budget updates, Spending analytics

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium (Monthly) | $2.99 | per month |
| Premium (Annual) | $24.99 | per year |
| Premium (Limited time offer) | Free | one-time |
| Premium (Lifetime) | $59.99 | one-time |


## Frequently asked questions

### Is Fineyo free?

Fineyo is free to download, with in-app purchases available.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Which has better reviews, Fineyo or Spending Tracker?

Fineyo is rated higher. Fineyo averages 5.0 out of 5 from 11 ratings, while Spending Tracker averages 3.0 from 2 ratings.

### Do Fineyo or Spending Tracker have ads?

Neither Fineyo nor Spending Tracker shows ads.

### Which is updated more often, Fineyo or Spending Tracker?

Fineyo ships an update every 4 days, and Spending Tracker every 5 days. Most recently, Fineyo was updated on September 12, 2026 and Spending Tracker on June 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*