# Fineyo vs Spendy Smart

The clearest difference is ads: Fineyo at none against Spendy Smart's shown. Fineyo also leads on update cadence (every 4 days vs monthly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month and Spendy Smart sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Fineyo ships an update every 4 days, Spendy Smart monthly. The most recent releases landed on October 10, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Fineyo | Spendy Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (11 ratings)](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 81.8% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 4 days** | Monthly |
| Monetization | Freemium | — |
| Size | 105 MB | 58 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Deniss Dubinins](https://appshunter.io/developer/1663166942) | [Hleb Rastsisheuski](https://appshunter.io/developer/1779145427) |

## What reviewers say

### Fineyo

[App page](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940)

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

**Highlights:** Expense & Income Tracker, Budget Planner, Spending Insights & Charts, Custom Categories, iCloud Sync, Offline Mode

**Features:** Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Annual Premium | $24.99 | per year |
| Lifetime | $34.99 | one-time |


### Spendy Smart

[App page](https://appshunter.io/ios/app/spendy-smart/id6754162235)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium access for a week | $1.99 | per 7 days |
| Premium access for a month | $4.99 | per month |
| Premium access for a year | $29.99 | per year |


## Frequently asked questions

### Is Fineyo free?

Fineyo is free to download, with in-app purchases available.

### Is Spendy Smart free?

Spendy Smart is free to download, with in-app purchases available.

### Do Fineyo or Spendy Smart have ads?

Spendy Smart shows ads; Fineyo does not.

### Which is updated more often, Fineyo or Spendy Smart?

Fineyo ships an update every 4 days, and Spendy Smart monthly. Most recently, Fineyo was updated on October 10, 2026 and Spendy Smart on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*