# Fineyo vs Pointalize

The clearest difference is rating: Fineyo at 5.0 against Pointalize's 3.5. Fineyo also leads on ratings volume (12 vs 2) and iOS requirement (16.4 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Fineyo sells 4 in-app purchases, starting at $0.99 per 7 days and Pointalize sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Fineyo holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: Fineyo has 12 ratings behind it against 2, so its average is the more settled of the two.

Fineyo ships an update every 4 days, Pointalize every 5 days. The most recent releases landed on November 14, 2026 and November 15, 2026 respectively.

## The numbers

| Metric | Fineyo | Pointalize |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (12 ratings)](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940/reviews)** | [3.5 (2 ratings)](https://appshunter.io/ios/app/pointalize-credit-card-points/id6757125150/reviews) |
| Number of ratings | **12** | 2 |
| Positive reviews | 83.3% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 5 days |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 164 MB | 34 MB |
| Requires iOS | **16.4** | 18.0 |
| Devices | **iPhone, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Deniss Dubinins](https://appshunter.io/developer/1663166942) | [Phillip Rosenheinrich](https://appshunter.io/developer/1864721264) |

## What reviewers say

### Fineyo

[App page](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940)

Effortlessly track your spending with voice commands, Siri integration, and automated logging of Apple Pay and bank notifications. Visualize your finances with insightful charts and set budgets with helpful alerts. Share financial spaces with family or roommates for collaborative budgeting.

**Highlights:** Voice input with AI, Siri, Spotlight, and Shortcuts integration, Automated transaction logging, Customizable budgets with alerts, Shared financial spaces, Detailed spending reports and charts, Offline functionality

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $0.99 | per 7 days |
| Monthly Premium | $3.99 | per month |
| Annual Premium | $24.99 | per year |
| Lifetime | $44.99 | one-time |


### Pointalize

[App page](https://appshunter.io/ios/app/pointalize-credit-card-points/id6757125150)

Effortlessly track and redeem loyalty points and cashback from various retailers. Store digital loyalty cards, receive personalized offers, and get instant notifications for sales and promotions. Turn everyday purchases into exciting rewards.

**Highlights:** Seamless point tracking, Exclusive offers, Digital rewards wallet, Instant notifications, Easy redemption, Personalized deals

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $4.99 | per month |
| Annual | $39.99 | per year |


## Frequently asked questions

### Is Fineyo free?

Fineyo is free to download, with in-app purchases available.

### Is Pointalize free?

Pointalize is free to download, with in-app purchases available.

### Which has better reviews, Fineyo or Pointalize?

Fineyo is rated higher. Fineyo averages 5.0 out of 5 from 12 ratings, while Pointalize averages 3.5 from 2 ratings.

### Do Fineyo or Pointalize have ads?

Neither Fineyo nor Pointalize shows ads.

### Which is updated more often, Fineyo or Pointalize?

Fineyo ships an update every 4 days, and Pointalize every 5 days. Most recently, Fineyo was updated on November 14, 2026 and Pointalize on November 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
