# Fineyo vs Subbie

The clearest difference is monetization model: Subbie at free against Fineyo's freemium. Fineyo's advantage is rating (5.0 vs 4.7) and iOS requirement (16.4 vs 18.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month and Subbie sells 6 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Fineyo holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 11 and 11 respectively. Written reviews point the same way: 80% of Fineyo's written reviews are positive against 75% of Subbie's.

Fineyo ships an update every 4 days, Subbie every 3 days. The most recent releases landed on September 12, 2026 and September 7, 2026 respectively.

## The numbers

| Metric | Fineyo | Subbie |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (11 ratings)](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940/reviews)** | [4.7 (11 ratings)](https://appshunter.io/ios/app/subbie-money-calendar/id6759132543/reviews) |
| Number of ratings | 11 | 11 |
| Positive reviews | **80.0% of reviews** | 75.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 days | **Every 3 days** |
| Monetization | Freemium | **Free** |
| Size | 102 MB | 263 MB |
| Requires iOS | **16.4** | 18.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Deniss Dubinins](https://appshunter.io/developer/1663166942) | [Subbie World Corp](https://appshunter.io/developer/1877006071) |

## What reviewers say

### Fineyo

[App page](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940)

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

**Highlights:** Expense & Income Tracker, Budget Planner, Spending Insights & Charts, Custom Categories, iCloud Sync, Offline Mode

**Features:** Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Annual Premium | $24.99 | per year |
| Lifetime | $34.99 | one-time |


### Subbie

[App page](https://appshunter.io/ios/app/subbie-money-calendar/id6759132543)

Visualize your finances on a calendar, designed for ADHD brains. Track subscriptions, bills, loans, and paychecks with automatic bank syncing and timely notifications. Finally, money management that works with your brain.

**Highlights:** Money calendar visualization, Automatic recurring charge tracking, Bill and subscription renewal alerts, Loan and payment plan countdowns, Bank account syncing via Plaid, Customizable themes and widgets, Subscription and bill import

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Subbie Pro Weekly | $2.99 | per 7 days |
| Subbie Pro Weekly | $4.99 | per 7 days |
| Subbie Pro Monthly | $7.99 | per month |
| Subbie Pro Monthly | $14.99 | per month |
| Subbie Pro Annual | $49.99 | per year |
| Subbie Pro Annual | $99.99 | per year |


## Frequently asked questions

### Is Fineyo free?

Fineyo is free to download, with in-app purchases available.

### Is Subbie free?

Subbie is free to download, with in-app purchases available.

### Which has better reviews, Fineyo or Subbie?

Fineyo is rated higher. Fineyo averages 5.0 out of 5 from 11 ratings, while Subbie averages 4.7 from 11 ratings.

### Do Fineyo or Subbie have ads?

Neither Fineyo nor Subbie shows ads.

### Which is updated more often, Fineyo or Subbie?

Fineyo ships an update every 4 days, and Subbie every 3 days. Most recently, Fineyo was updated on September 12, 2026 and Subbie on September 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*