# Fineyo vs zero

The clearest difference is rating: Fineyo at 5.0 against zero's 3.3. Fineyo also leads on update cadence (every 4 days vs every 2 weeks) and review sentiment (80% vs 67%). zero's advantage is in-app purchases (none vs 3) and device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Both are free to download. Fineyo sells 3 in-app purchases, starting at $3.99 per month. zero asks for nothing beyond the download.

Fineyo holds the better App Store score, 5.0 against 3.3. Both are backed by a comparable volume of ratings — 11 and 3 respectively. Written reviews point the same way: 80% of Fineyo's written reviews are positive against 67% of zero's.

Fineyo ships an update every 4 days, zero every 2 weeks. The most recent releases landed on September 12, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | Fineyo | zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (11 ratings)](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940/reviews)** | [3.3 (3 ratings)](https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225/reviews) |
| Number of ratings | **11** | 3 |
| Positive reviews | **80.0% of reviews** | 66.7% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 2 weeks |
| Monetization | Freemium | **Free** |
| Size | 102 MB | 31 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Deniss Dubinins](https://appshunter.io/developer/1663166942) | [Lossless Protocols](https://appshunter.io/developer/1879507198) |

## What reviewers say

### Fineyo

[App page](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940)

Effortlessly manage your finances with a powerful yet simple expense tracker. Log spending, create budgets, and gain clear insights into your financial habits. Designed for clarity and ease of use, it helps you build better financial habits.

**Highlights:** Expense & Income Tracker, Budget Planner, Spending Insights & Charts, Custom Categories, iCloud Sync, Offline Mode

**Features:** Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Annual Premium | $24.99 | per year |
| Lifetime | $34.99 | one-time |


### zero

[App page](https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225)

This app helps you track expenses and manage money owed without requiring an account or internet connection. It offers a clean interface for quick entry, custom categories, and visual reports to understand your spending. Your financial data remains private and is stored locally on your device.

**Highlights:** Offline expense tracking, No account required, Track money owed and lent, Customizable categories, Visual spending reports, Data export and import, Privacy-focused local storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Fineyo free?

Fineyo is free to download, with in-app purchases available.

### Is zero free?

zero is free to download, with no in-app purchases.

### Which has better reviews, Fineyo or zero?

Fineyo is rated higher. Fineyo averages 5.0 out of 5 from 11 ratings, while zero averages 3.3 from 3 ratings.

### Do Fineyo or zero have ads?

Neither Fineyo nor zero shows ads.

### Which is updated more often, Fineyo or zero?

Fineyo ships an update every 4 days, and zero every 2 weeks. Most recently, Fineyo was updated on September 12, 2026 and zero on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*