# CreditU vs TipCounter

The clearest difference is ads: CreditU at none against TipCounter's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. CreditU sells 1 in-app purchase, starting at $12.99 per month and TipCounter sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

CreditU ships an update every 3 weeks, TipCounter monthly. The most recent releases landed on October 8, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | CreditU | TipCounter |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (993 ratings)](https://appshunter.io/ios/app/creditu/id1663259146/reviews)** | — |
| Number of ratings | **993** | — |
| Positive reviews | 95.8% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | — |
| Size | 255 MB | 50 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [American Consumer Credit Counseling, Inc](https://appshunter.io/developer/1663259148) | [SOMMER Media s.r.o.](https://appshunter.io/developer/1716179984) |

## What reviewers say

### CreditU

[App page](https://appshunter.io/ios/app/creditu/id1663259146)

This app helps users manage their credit, reduce debt, and optimize their budget with personalized plans. It offers tools for tracking progress, integrating with debt management plans, and ensuring data security.

**Highlights:** Advanced debt analysis, Personalized budget plans, Debt Management Plan integration, Progress monitoring, Credit score tracking, Secure data encryption

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Purchase | $12.99 | per month |

**What reviewers like**

- 🚀 Game changer
- 👍 Outstanding Support
- 👍 Life Savers
- 👍 Great Experience
- 👍 Helping me take my life back

**What reviewers complain about**

- 🐛 Lame
- 🐛 Horrible

**Reported bugs**

- Can't login
- Can't set up app

**Requested features**

- Dark mode option
- Advanced analytics dashboard


### TipCounter

[App page](https://appshunter.io/ios/app/tipcounter-tip-calculator/id6766075726)

**Features:** Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| TipCounter Pro | $1.99 | one-time |


## Frequently asked questions

### Is CreditU free?

CreditU is free to download, with in-app purchases available.

### Is TipCounter free?

TipCounter is free to download, with in-app purchases available.

### Do CreditU or TipCounter have ads?

TipCounter shows ads; CreditU does not.

### Which is updated more often, CreditU or TipCounter?

CreditU ships an update every 3 weeks, and TipCounter monthly. Most recently, CreditU was updated on October 8, 2026 and TipCounter on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*