# Monthly Bill Planner vs Spending Tracker

The clearest difference is rating: Spending Tracker at 5.0 against Monthly Bill Planner's 4.1. Spending Tracker also leads on ads (none vs shown). Monthly Bill Planner's advantage is ratings volume (25 vs 4) and iOS requirement (13.0 vs 17.0). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Monthly Bill Planner sells 1 one-off in-app purchase and Spending Tracker sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Spending Tracker holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Monthly Bill Planner has 25 ratings behind it against 4, so its average is the more settled of the two.

Monthly Bill Planner ships an update every 6 weeks, Spending Tracker every 3 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Monthly Bill Planner | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (25 ratings)](https://appshunter.io/ios/app/monthly-bill-planner/id1663545098/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/spending-tracker-budgeting/id6739849182/reviews)** |
| Number of ratings | **25** | 4 |
| Positive reviews | 81.3% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 30 MB | 16 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Anton Gustafsson](https://appshunter.io/developer/1663545100) | [Martin Mitrevski](https://appshunter.io/developer/916550307) |

## What reviewers say

### Monthly Bill Planner

[App page](https://appshunter.io/ios/app/monthly-bill-planner/id1663545098)

Manage your monthly income and expenses with this app. Track bills, set pay periods, and visualize your financial situation with custom groupings and graphs. Supports multiple currencies and languages.

**Highlights:** Track income and bills, Custom pay periods, Mark bills as paid, Group expenses and income, Calculate bills evenly per month, Visualize data with graphs, Multi-currency and multi-language support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $12.99 | one-time |


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-budgeting/id6739849182)

Effortlessly manage your money by tracking expenses, income, and budgets. Gain insights into spending habits with detailed reports and customizable categories. Automate recurring transactions for seamless financial organization.

**Highlights:** Intuitive financial dashboard, Expense and income logging, Monthly budget management, Recurring transaction automation, Customizable spending reports, Personalized category management

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $1.99 | per month |
| 6 Months Access | $9.99 | per 6 months |
| Yearly Access | $14.99 | per year |


## Frequently asked questions

### Is Monthly Bill Planner free?

Monthly Bill Planner is free to download, with in-app purchases available.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Which has better reviews, Monthly Bill Planner or Spending Tracker?

Spending Tracker is rated higher. Monthly Bill Planner averages 4.1 out of 5 from 25 ratings, while Spending Tracker averages 5.0 from 4 ratings.

### Do Monthly Bill Planner or Spending Tracker have ads?

Monthly Bill Planner shows ads; Spending Tracker does not.

### Which is updated more often, Monthly Bill Planner or Spending Tracker?

Monthly Bill Planner ships an update every 6 weeks, and Spending Tracker every 3 weeks. Most recently, Monthly Bill Planner was updated on October 24, 2026 and Spending Tracker on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*