# 发财记账 vs Saving Diary

The clearest difference is ads: Saving Diary at none against 发财记账's shown. Saving Diary also leads on update cadence (every 2 weeks vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. 发财记账 sells 5 in-app purchases, starting at $0.99 per year and Saving Diary sells 3 in-app purchases, starting at $0.29 per month. Whichever you choose, the download price is not the number that matters.

发财记账 ships an update every 2 months, Saving Diary every 2 weeks. The most recent releases landed on November 7, 2026 and November 13, 2026 respectively.

## The numbers

| Metric | 发财记账 | Saving Diary |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/saving-diary-simple-tracker/id6759098489/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | — | Freemium |
| Size | 14 MB | 5 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [川 周](https://appshunter.io/developer/1611546897) | [颖 杨](https://appshunter.io/developer/1872549512) |

## What reviewers say

### 发财记账

[App page](https://appshunter.io/ios/app/id1663723658)

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Yearly | $0.99 | per year |
| 捐赠-早餐×1 | $0.99 | one-time |
| 捐赠-午餐×1 | $1.99 | one-time |
| 捐赠-晚餐×1 | $2.99 | one-time |
| 捐赠-宵夜×1 | $9.99 | one-time |


### Saving Diary

[App page](https://appshunter.io/ios/app/saving-diary-simple-tracker/id6759098489)

This app helps you build a consistent saving habit with engaging challenges and visual progress tracking. It offers various saving plans, personalized themes, and an achievement system to make reaching financial goals fun and rewarding. All your data is stored locally for maximum privacy.

**Highlights:** Multiple saving plans, Visual progress tracking, Yearly overview grid, Personalized themes, Achievement system, Local data storage, Shareable achievement cards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro | $0.29 | per month |
| Yearly Pro (Best Value) | $1.99 | per year |
| Lifetime Pro | $3.99 | one-time |


## Frequently asked questions

### Is 发财记账 free?

发财记账 is free to download, with in-app purchases available.

### Is Saving Diary free?

Saving Diary is free to download, with in-app purchases available.

### Do 发财记账 or Saving Diary have ads?

发财记账 shows ads; Saving Diary does not.

### Which is updated more often, 发财记账 or Saving Diary?

发财记账 ships an update every 2 months, and Saving Diary every 2 weeks. Most recently, 发财记账 was updated on November 7, 2026 and Saving Diary on November 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*