# tiqmo vs D360 Bank

The clearest difference is ads: tiqmo at none against D360 Bank's shown. tiqmo also leads on monetization model (free vs ad-supported) and review sentiment (44% vs 35%). D360 Bank's advantage is rating (4.5 vs 4.2). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

D360 Bank holds the better App Store score, 4.5 against 4.2. Both are backed by a comparable volume of ratings — 357 and 802 respectively. Written reviews complicate that: 44% of tiqmo's written reviews are positive against 35% of D360 Bank's, so the app with the better star average is not the one people write more warmly about.

tiqmo ships an update weekly, D360 Bank every 9 days. Both last shipped on October 30, 2026.

## The numbers

| Metric | tiqmo | D360 Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (357 ratings)](https://appshunter.io/ios/app/tiqmo/id1664051459/reviews) | **[4.5 (802 ratings)](https://appshunter.io/ios/app/d360-bank/id1667558506/reviews)** |
| Number of ratings | 357 | **802** |
| Positive reviews | **44.4% of reviews** | 35.3% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Weekly** | Every 9 days |
| Monetization | **Free** | Ad-supported |
| Size | 134 MB | 237 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Tiqmo](https://appshunter.io/developer/1659823930) | [D360 Bank](https://appshunter.io/developer/1667558536) |

## What reviewers say

### tiqmo

[App page](https://appshunter.io/ios/app/tiqmo/id1664051459)

Manage your finances with a comprehensive suite of digital tools. Send and receive money globally, pay bills, and access a marketplace for mobile recharges and e-vouchers. Offers prepaid Mastercard options for local and international payments.

**Highlights:** Prepaid Mastercard options, International money transfers, Local and international bill payments, Budget tracking and insights, Integrated marketplace for recharges and e-vouchers, Local money transfers

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💸 Generous cash back
- 🚀 Fast international transfers
- 💳 Convenient bill payments
- 🗂️ Helpful budgeting tools
- 🔒 Reliable and secure

**What reviewers complain about**

- 🚫 Mandatory location access
- 🤖 Buggy app performance
- ❌ Failed international/local transfers
- 🕰️ Slow customer support response
- 💰 Unexpected fees and charges

**Reported bugs**

- Login and account verification issues
- Frequent app crashes and freezes
- Delayed or failed money transfers
- Inconsistent cash back application

**Requested features**

- Improved international transfer experience
- Enhanced security and privacy controls
- Seamless integration with other financial apps
- More transparent cash back policies


### D360 Bank

[App page](https://appshunter.io/ios/app/d360-bank/id1667558506)

This digital bank offers Sharia-compliant financial services with a focus on customer empowerment and affordability. Open an account quickly, enjoy fast transactions, and benefit from competitive pricing with no hidden fees. Experience secure and convenient banking from anywhere, anytime.

**Highlights:** Seamless onboarding, Fast transactions and transfers, Competitive pricing, No foreign currency fees, Transparent fee structure, Personalized customer support, Top-tier security technology

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast international transfers with competitive exchange rates
- 💰 No fees for domestic and international transfers
- 👍 Simple and intuitive user interface design
- 🌍 Excellent service for travelers and expatriates
- 💳 Easy account setup process (when approved)

**What reviewers complain about**

- 😤 Extremely long account opening delays (months of waiting)
- 🔒 Frequent account freezing without clear explanation
- 📞 Poor customer service responsiveness and unhelpful support
- ⏱️ Slow issue resolution and unresolved support tickets
- 💸 Inconsistent transfer limits and unfair restrictions

**Reported bugs**

- App crashes and frequent freezing
- Slow app loading and performance issues
- Location permission requirement blocking app access
- Login failures and SMS code input issues
- Apple Wallet integration not working

**Requested features**

- Physical bank branches or better in-person support
- Account number visibility in app
- Account deletion option within the app
- Support for American Express cards
- Improved daily withdrawal limits


## Frequently asked questions

### Is tiqmo free?

tiqmo is free to download, with no in-app purchases.

### Is D360 Bank free?

D360 Bank is free to download, with no in-app purchases.

### Which has better reviews, tiqmo or D360 Bank?

D360 Bank is rated higher. tiqmo averages 4.2 out of 5 from 357 ratings, while D360 Bank averages 4.5 from 802 ratings.

### Do tiqmo or D360 Bank have ads?

D360 Bank shows ads; tiqmo does not.

### Which is updated more often, tiqmo or D360 Bank?

tiqmo ships an update weekly, and D360 Bank every 9 days. Most recently, tiqmo was updated on October 30, 2026 and D360 Bank on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*