# tiqmo vs NEO

The clearest difference is monetization model: NEO at free against tiqmo's free with in-app purchases. NEO also leads on rating (4.4 vs 4.2). tiqmo's advantage is update cadence (weekly vs monthly) and review sentiment (44% vs 32%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NEO holds the better App Store score, 4.4 against 4.2. Both are backed by a comparable volume of ratings — 357 and 214 respectively. Written reviews complicate that: 44% of tiqmo's written reviews are positive against 32% of NEO's, so the app with the better star average is not the one people write more warmly about.

tiqmo ships an update weekly, NEO monthly. The most recent releases landed on October 17, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | tiqmo | NEO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (357 ratings)](https://appshunter.io/ios/app/tiqmo/id1664051459/reviews) | **[4.4 (214 ratings)](https://appshunter.io/ios/app/neo/id1667738004/reviews)** |
| Number of ratings | **357** | 214 |
| Positive reviews | **44.4% of reviews** | 31.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 131 MB | 675 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Tiqmo](https://appshunter.io/developer/1659823930) | [The Saudi National Bank](https://appshunter.io/developer/517508727) |

## What reviewers say

### tiqmo

[App page](https://appshunter.io/ios/app/tiqmo/id1664051459)

Manage your finances with a comprehensive digital app offering prepaid Mastercard options, global money transfers, and bill payments. Gain insights into spending, track budgets, and access an integrated marketplace for mobile recharges and e-vouchers.

**Highlights:** Prepaid Mastercard options (Standard Mada, Platinum), Global and local money transfers, International and local bill payments (SADAD integration), Spending insights and budget tracking, Integrated marketplace for mobile recharge and e-vouchers, ATM cash withdrawal

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💸 Generous cash back
- 🚀 Fast international transfers
- 💳 Convenient bill payments
- 🗂️ Helpful budgeting tools
- 🔒 Reliable and secure

**What reviewers complain about**

- 🚫 Mandatory location access
- 🤖 Buggy app performance
- ❌ Failed international/local transfers
- 🕰️ Slow customer support response
- 💰 Unexpected fees and charges

**Reported bugs**

- Login and account verification issues
- Frequent app crashes and freezes
- Delayed or failed money transfers
- Inconsistent cash back application

**Requested features**

- Improved international transfer experience
- Enhanced security and privacy controls
- Seamless integration with other financial apps
- More transparent cash back policies


### NEO

[App page](https://appshunter.io/ios/app/neo/id1667738004)

This digital banking app allows users to open accounts, transfer money globally with competitive rates, and manage multiple currencies from a single platform. It offers travel cards with exclusive benefits, secure transactions, and a rewards program for purchases.

**Highlights:** Open account in minutes, International money transfers, Multi-currency account management, Travel cards with lounge access and discounts, Earn rewards points (Neons), Secure, bank-grade encryption, Islamic Sharia compliant banking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is tiqmo free?

tiqmo is free to download, with no in-app purchases.

### Is NEO free?

NEO is free to download, with no in-app purchases.

### Which has better reviews, tiqmo or NEO?

NEO is rated higher. tiqmo averages 4.2 out of 5 from 357 ratings, while NEO averages 4.4 from 214 ratings.

### Do tiqmo or NEO have ads?

Neither tiqmo nor NEO shows ads.

### Which is updated more often, tiqmo or NEO?

tiqmo ships an update weekly, and NEO monthly. Most recently, tiqmo was updated on October 17, 2026 and NEO on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*