# Split vs SpendWave Expense tracker App

The clearest difference is rating: SpendWave Expense tracker App at 4.8 against Split's 4.5. SpendWave Expense tracker App also leads on review sentiment (70% vs 50%) and device support (4 vs 2). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Split sells 3 in-app purchases, starting at $3.99 per month and SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

SpendWave Expense tracker App holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 4 and 9 respectively. Written reviews point the same way: 50% of Split's written reviews are positive against 70% of SpendWave Expense tracker App's.

Split ships an update every 3 weeks, SpendWave Expense tracker App fortnightly. The most recent releases landed on October 2, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Split | SpendWave Expense tracker App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (4 ratings)](https://appshunter.io/ios/app/split-budget-and-track-bills/id1665062249/reviews) | **[4.8 (9 ratings)](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735/reviews)** |
| Number of ratings | 4 | **9** |
| Positive reviews | 50.0% of reviews | **70.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Freemium | Freemium |
| Size | 5 MB | 19 MB |
| Requires iOS | **16.0** | 17.6 |
| Devices | iPhone, iPad | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [志亮 黎](https://appshunter.io/developer/1159611554) | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) |

## What reviewers say

### Split

[App page](https://appshunter.io/ios/app/split-budget-and-track-bills/id1665062249)

Manage your money with a unique budgeting system that divides funds into specific categories for better tracking and savings. Gain insights into spending habits, monitor bills, and work towards financial freedom with personalized financial tools.

**Highlights:** Six Jars Money Management System, Track transactions and account balances, Monitor monthly expenses, Create custom budgets, Grow savings, Income and expense tracking, Detailed statistics and reports

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Yearly Premium | $9.99 | per year |
| One Time Purchase | $12.99 | one-time |


### SpendWave Expense tracker App

[App page](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Yearly | $8.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


## Frequently asked questions

### Is Split free?

Split is free to download, with in-app purchases available.

### Is SpendWave Expense tracker App free?

SpendWave Expense tracker App is free to download, with in-app purchases available.

### Which has better reviews, Split or SpendWave Expense tracker App?

SpendWave Expense tracker App is rated higher. Split averages 4.5 out of 5 from 4 ratings, while SpendWave Expense tracker App averages 4.8 from 9 ratings.

### Do Split or SpendWave Expense tracker App have ads?

Neither Split nor SpendWave Expense tracker App shows ads.

### Which is updated more often, Split or SpendWave Expense tracker App?

Split ships an update every 3 weeks, and SpendWave Expense tracker App fortnightly. Most recently, Split was updated on October 2, 2026 and SpendWave Expense tracker App on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*