# PNB vs My VFCU

PNB and My VFCU both sit at 4.9 stars, but that hides the real split: 100% of My VFCU's written reviews are positive against 40% of PNB's. My VFCU also leads on monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for PNB against 4.9 for My VFCU. Both are backed by a comparable volume of ratings — 1K and 563 respectively. Written reviews are what separate them: 40% of PNB's written reviews are positive against 100% of My VFCU's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 27, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | PNB | My VFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (1K ratings)](https://appshunter.io/ios/app/pnb-pro/id1665286988/reviews) | **[4.9 (563 ratings)](https://appshunter.io/ios/app/my-vfcu/id6467774684/reviews)** |
| Number of ratings | **1K** | 563 |
| Positive reviews | 40.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Ad-supported | **Free** |
| Size | 197 MB | 196 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Pike National Bank](https://appshunter.io/developer/910696494) | [Veritas Federal Credit Union](https://appshunter.io/developer/960828943) |

## What reviewers say

### PNB

[App page](https://appshunter.io/ios/app/pnb-pro/id1665286988)

Manage your finances with a secure and fast personal financial advocate. Organize transactions with tags and photos, set balance alerts, make payments, and deposit checks with a picture.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks via photo, View and save monthly statements, Find branches and ATMs, Secure with passcode or biometrics

**Features:** Apple Wallet

**In-app purchases:** none


### My VFCU

[App page](https://appshunter.io/ios/app/my-vfcu/id6467774684)

Manage your finances conveniently and securely from your mobile device. Organize transactions with tags and photos, set balance alerts, pay bills, and deposit checks with a picture. You can also locate ATMs and secure your account with biometrics.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Pay bills and people, Transfer money between accounts, Deposit checks via photo, Temporarily disable debit card, View and save monthly statements, Locate branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is PNB free?

PNB is free to download, with no in-app purchases.

### Is My VFCU free?

My VFCU is free to download, with no in-app purchases.

### Which has better reviews, PNB or My VFCU?

My VFCU is rated higher. PNB averages 4.9 out of 5 from 1K ratings, while My VFCU averages 4.9 from 563 ratings.

### Do PNB or My VFCU have ads?

Neither PNB nor My VFCU shows ads.

### Which is updated more often, PNB or My VFCU?

PNB ships an update monthly, and My VFCU monthly. Most recently, PNB was updated on October 27, 2026 and My VFCU on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*