Comparison

Smart Money Tracker vs Expense

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Smart Money Tracker

Features
Read full description

The best and simplest tool to track your expenses and incomes. Create multiple circles to share everything with friends, family, coworkers or the group of parents of your kid's school. You don't need to sign up to start using the App, all the data will be transfered to your new account once you register. Subscriptions Get unlimited credits for a month or for a year with our Auto-Renew subscriptions. Terms of service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Expense

Easily manage your finances with this modern budget planner and expense tracker. Organize multiple budgets, track spending and income, and visualize your financial habits with clear charts and trends. Plan upcoming purchases and manage recurring payments to stay on top of your money.

Highlights
  • Track expenses and income
  • Create multiple budgets
  • View transactions by category
  • See budget progress and trends
  • Manage recurring payments
  • Share budgets with others
  • Sync data via iCloud
Features
Read full description

Take control of your money with Expense, a modern budget planner and expense tracker built for everyday life. Track spending and income, organize multiple budgets, and see where your money goes with clear charts, trends, and category breakdowns. Expense helps you stay on top of daily spending with flexible tools for planning and tracking. Create budgets that match the way you manage money, add transactions in seconds, plan upcoming purchases, and keep recurring payments organized. FEATURES: - Track expenses and income in one place - Create and manage multiple budgets - View transactions by category, transaction type, or user - See budget progress, spending trends, and category breakdowns - Add planned purchases for upcoming spending - Manage recurring transactions and regular payments - Share budgets with family, friends, or partners - Sync your data across devices with iCloud - Add Home Screen widgets for quick budget updates - Use Shortcuts to add transactions faster and automate logging - Whether you’re tracking personal spending, managing a household budget, or organizing shared expenses for trips and everyday life, Expense gives you a simple and flexible way to stay organized. Premium: Expense includes optional Premium access for advanced features such as shared budgets, recurring transactions, planned purchases, advanced budget settings, and more. Subscription prices may vary by region. Terms of Use: https://rflx.app/expense_app_terms/ Privacy Policy: https://rflx.app/expense_app_privacypolicy/ Icons and illustrations in the app made by Icons8.

Screenshots

Smart Money Tracker4 screens
Expense4 screens

Verdict

The call

The clearest difference is ads: Expense at none against Smart Money Tracker's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Smart Money Tracker sells 5 in-app purchases, starting at $2.99 per month and Expense sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Smart Money Tracker ships an update every 3 weeks, Expense fortnightly. The most recent releases landed on March 7, 2026 and September 10, 2026 respectively.

Scorecard1 real difference · 9 level
Smart Money Tracker versus Expense: the parameters behind the verdict, then further details
ParameterSmart Money TrackerExpense
PriceFreeFree
Rating—5.0 (7 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—7 — better
Update frequencyEvery 3 weeksFortnightly — better
AdsYesNo — better
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size17 MB42 MB
Age rating4+4+
DeveloperPablo GuardiolaSviatoslav Belmeha

In-app purchases

5 purchases

Smart Money Tracker

Subscriptions2
  • Unlimited credits$2.991 Month
  • Unlimited credits$9.991 Year
One-time3
  • 50 Credits$2.99
  • 500 Credits$6.99
  • 2000 Credits$9.99
3 purchases

Expense

Subscriptions2
  • Premium Month3 Days trial$0.991 Month
  • Premium Year3 Days trial$5.991 Year
One-time1
  • Lifetime Premium$14.99

Questions

Is Smart Money Tracker free?
Smart Money Tracker is free to download, with in-app purchases available.
Is Expense free?
Expense is free to download, with in-app purchases available.
Do Smart Money Tracker or Expense have ads?
Smart Money Tracker shows ads; Expense does not.
Which is updated more often, Smart Money Tracker or Expense?
Smart Money Tracker ships an update every 3 weeks, and Expense fortnightly. Most recently, Smart Money Tracker was updated on March 7, 2026 and Expense on September 10, 2026.

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