Smart Money Tracker vs Expense
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smart Money Tracker
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The best and simplest tool to track your expenses and incomes. Create multiple circles to share everything with friends, family, coworkers or the group of parents of your kid's school. You don't need to sign up to start using the App, all the data will be transfered to your new account once you register. Subscriptions Get unlimited credits for a month or for a year with our Auto-Renew subscriptions. Terms of service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Expense
Easily manage your finances with this modern budget planner and expense tracker. Organize multiple budgets, track spending and income, and visualize your financial habits with clear charts and trends. Plan upcoming purchases and manage recurring payments to stay on top of your money.
- Track expenses and income
- Create multiple budgets
- View transactions by category
- See budget progress and trends
- Manage recurring payments
- Share budgets with others
- Sync data via iCloud
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Take control of your money with Expense, a modern budget planner and expense tracker built for everyday life. Track spending and income, organize multiple budgets, and see where your money goes with clear charts, trends, and category breakdowns. Expense helps you stay on top of daily spending with flexible tools for planning and tracking. Create budgets that match the way you manage money, add transactions in seconds, plan upcoming purchases, and keep recurring payments organized. FEATURES: - Track expenses and income in one place - Create and manage multiple budgets - View transactions by category, transaction type, or user - See budget progress, spending trends, and category breakdowns - Add planned purchases for upcoming spending - Manage recurring transactions and regular payments - Share budgets with family, friends, or partners - Sync your data across devices with iCloud - Add Home Screen widgets for quick budget updates - Use Shortcuts to add transactions faster and automate logging - Whether you’re tracking personal spending, managing a household budget, or organizing shared expenses for trips and everyday life, Expense gives you a simple and flexible way to stay organized. Premium: Expense includes optional Premium access for advanced features such as shared budgets, recurring transactions, planned purchases, advanced budget settings, and more. Subscription prices may vary by region. Terms of Use: https://rflx.app/expense_app_terms/ Privacy Policy: https://rflx.app/expense_app_privacypolicy/ Icons and illustrations in the app made by Icons8.
Screenshots
Verdict
The clearest difference is ads: Expense at none against Smart Money Tracker's shown. On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Smart Money Tracker sells 5 in-app purchases, starting at $2.99 per month and Expense sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Smart Money Tracker ships an update every 3 weeks, Expense fortnightly. The most recent releases landed on March 7, 2026 and September 10, 2026 respectively.
| Parameter | Smart Money Tracker | Expense |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (7 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 7 — better |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 17 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Pablo Guardiola | Sviatoslav Belmeha |
In-app purchases
Smart Money Tracker
- Unlimited credits$2.991 Month
- Unlimited credits$9.991 Year
- 50 Credits$2.99
- 500 Credits$6.99
- 2000 Credits$9.99
Expense
- Premium Month3 Days trial$0.991 Month
- Premium Year3 Days trial$5.991 Year
- Lifetime Premium$14.99






