# SPDY App vs COZY Wallet

The clearest difference is update cadence: COZY Wallet at fortnightly against SPDY App's every 3 months. COZY Wallet also leads on ratings volume (2.6K vs 5). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for SPDY App against 4.9 for COZY Wallet. That said, the two scores are not equally well evidenced: COZY Wallet has 2.6K ratings behind it against 5, so its average is the more settled of the two.

SPDY App ships an update every 3 months, COZY Wallet fortnightly. The most recent releases landed on October 6, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | SPDY App | COZY Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/spdy-app/id1665550756/reviews)** | [4.9 (2.6K ratings)](https://appshunter.io/ios/app/cozy-wallet/id6502897143/reviews) |
| Number of ratings | 5 | **2.6K** |
| Positive reviews | — | 58.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 64 MB | 181 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SPDY APP, LLC](https://appshunter.io/developer/1654922695) | [Delta Hub Ltd.](https://appshunter.io/developer/1747256799) |

## What reviewers say

### SPDY App

[App page](https://appshunter.io/ios/app/spdy-app/id1665550756)

Accept cryptocurrency payments for your business without needing any crypto knowledge. Funds are automatically converted to USD and deposited into your account, simplifying transactions.

**Highlights:** Accept cryptocurrency payments, Automatic USD conversion, No crypto experience needed, Direct USD deposit, Simplified business transactions

**Features:** macOS Compatibility

**In-app purchases:** none


### COZY Wallet

[App page](https://appshunter.io/ios/app/cozy-wallet/id6502897143)

Manage a wide range of digital assets across numerous blockchains with this secure Web3 wallet. It offers seamless dApp interaction, integrated Telegram tools for community engagement, and a virtual card for global spending.

**Highlights:** Support for 1000+ tokens and 60+ chains, Native Telegram integration, Virtual card for global spending, WalletConnect for dApp interaction, Passkey login and 2FA security, Community tools for DAOs and NFT projects

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Seamless functionality
- 💡 Interesting features like Market Battle
- 🔒 Secure wallet
- 💰 Affordable fees

**What reviewers complain about**

- 🐛 Glitches and bugs after updates
- 🤖 Poor customer support
- 🚫 Restricted account access and locked funds
- 🚫 No swap functionality
- 🚫 Does not support KYC for China

**Reported bugs**

- Frequent app crashes and freezes
- Issues with sending certain coins
- Account lockouts and restricted access

**Requested features**

- Add notification settings to control new coin announcements
- Improve bug reporting process


## Frequently asked questions

### Is SPDY App free?

SPDY App is free to download, with no in-app purchases.

### Is COZY Wallet free?

COZY Wallet is free to download, with no in-app purchases.

### Which has better reviews, SPDY App or COZY Wallet?

SPDY App is rated higher. SPDY App averages 5.0 out of 5 from 5 ratings, while COZY Wallet averages 4.9 from 2.6K ratings.

### Do SPDY App or COZY Wallet have ads?

Neither SPDY App nor COZY Wallet shows ads.

### Which is updated more often, SPDY App or COZY Wallet?

SPDY App ships an update every 3 months, and COZY Wallet fortnightly. Most recently, SPDY App was updated on October 6, 2026 and COZY Wallet on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*