# PaylianceDirect vs Qashr

The clearest difference is rating: Qashr at 5.0 against PaylianceDirect's 3.0. Qashr also leads on update cadence (every 11 days vs every 3 months). PaylianceDirect's advantage is iOS requirement (14.2 vs 16.4). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Qashr holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

PaylianceDirect ships an update every 3 months, Qashr every 11 days. The most recent releases landed on October 23, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | PaylianceDirect | Qashr |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (1 ratings)](https://appshunter.io/ios/app/payliancedirect/id1666339837/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/qashr/id6781721871/reviews)** |
| Number of ratings | 1 | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 11 days** |
| Monetization | Free | Free |
| Size | 146 MB | 59 MB |
| Requires iOS | **14.2** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [COLLECTIONS ACQUISITION COMPANY, INC.](https://appshunter.io/developer/1666339839) | [Qashr Technologies Nigeria Ltd](https://appshunter.io/developer/6781721873) |

## What reviewers say

### PaylianceDirect

[App page](https://appshunter.io/ios/app/payliancedirect/id1666339837)

Manage your account balance, view upcoming and past payments, and make or reschedule payments securely from your phone. Add or remove funding sources for convenient transactions.

**Highlights:** Monitor account balance, View payment details, Schedule payments, Reschedule payment dates, Add/remove funding accounts, View payment history

**Features:** macOS Compatibility

**In-app purchases:** none


### Qashr

[App page](https://appshunter.io/ios/app/qashr/id6781721871)

This app offers a secure digital wallet and peer-to-peer cash exchange network. It simplifies money management, enabling instant bill payments, fast bank transfers, and secure physical cash exchanges through verified local agents.

**Highlights:** P2P Cash Exchange, Instant Bank Transfers, Quick Bill Payments, Snap Pay QR Code Payments, Secure Digital Wallet, Layered Account Verification

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PaylianceDirect free?

PaylianceDirect is free to download, with no in-app purchases.

### Is Qashr free?

Qashr is free to download, with no in-app purchases.

### Which has better reviews, PaylianceDirect or Qashr?

Qashr is rated higher. PaylianceDirect averages 3.0 out of 5 from 1 ratings, while Qashr averages 5.0 from 1 ratings.

### Do PaylianceDirect or Qashr have ads?

Neither PaylianceDirect nor Qashr shows ads.

### Which is updated more often, PaylianceDirect or Qashr?

PaylianceDirect ships an update every 3 months, and Qashr every 11 days. Most recently, PaylianceDirect was updated on October 23, 2026 and Qashr on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*