# AGIB vs S Pay Wallet

The clearest difference is rating: S Pay Wallet at 5.0 against AGIB's 4.0. S Pay Wallet also leads on update cadence (every 6 weeks vs every 45 months). AGIB's advantage is ratings volume (4 vs 1) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

S Pay Wallet holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

AGIB ships an update every 45 months, S Pay Wallet every 6 weeks. The most recent releases landed on October 24, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | AGIB | S Pay Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/agib/id1666495813/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/s-pay-wallet/id6464057910/reviews)** |
| Number of ratings | **4** | 1 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 45 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 39 MB | 42 MB |
| Requires iOS | **15.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 17+ |
| Developer | [QCELL CO. LIMITED](https://appshunter.io/developer/1492695953) | [SuperSoniczPay](https://appshunter.io/developer/1705407038) |

## What reviewers say

### AGIB

[App page](https://appshunter.io/ios/app/agib/id1666495813)

Manage multiple bank accounts conveniently. This app allows you to pay bills, buy electricity credit, purchase airtime, and transfer funds to both AGIB and other banks seamlessly.

**Highlights:** Manage multiple accounts, Pay bills, Purchase cash power, Buy airtime, Transfer funds

**Features:** Vision Pro support

**In-app purchases:** none


### S Pay Wallet

[App page](https://appshunter.io/ios/app/s-pay-wallet/id6464057910)

Manage your money effortlessly by sending, receiving, and requesting funds from other users. Utilize QR codes for quick and secure transactions, offering a convenient way to control your finances.

**Highlights:** Send money, Receive money, Request money, QR code payments, Secure transactions, Financial control

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is AGIB free?

AGIB is free to download, with no in-app purchases.

### Is S Pay Wallet free?

S Pay Wallet is free to download, with no in-app purchases.

### Which has better reviews, AGIB or S Pay Wallet?

S Pay Wallet is rated higher. AGIB averages 4.0 out of 5 from 4 ratings, while S Pay Wallet averages 5.0 from 1 ratings.

### Do AGIB or S Pay Wallet have ads?

Neither AGIB nor S Pay Wallet shows ads.

### Which is updated more often, AGIB or S Pay Wallet?

AGIB ships an update every 45 months, and S Pay Wallet every 6 weeks. Most recently, AGIB was updated on October 24, 2026 and S Pay Wallet on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*