# Kuber Financial vs Pyng

The clearest difference is review sentiment: Kuber Financial at 100% against Pyng's 50%. Kuber Financial also leads on monetization model (free vs ad-supported). Pyng's advantage is update cadence (every 9 days vs every 3 weeks). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kuber Financial ships an update every 3 weeks, Pyng every 9 days. The most recent releases landed on October 22, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Kuber Financial | Pyng |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.0 (4 ratings)](https://appshunter.io/ios/app/pyng/id6483862761/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | **100.0% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 9 days** |
| Monetization | **Free** | Ad-supported |
| Size | 97 MB | 42 MB |
| Requires iOS | **14.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Kuber Financial Pty Ltd](https://appshunter.io/developer/1666769549) | [Pyng Payments Pty Ltd](https://appshunter.io/developer/1740303483) |

## What reviewers say

### Kuber Financial

[App page](https://appshunter.io/ios/app/kuber-financial/id1666769547)

This app offers a seamless digital payment experience by connecting directly to your bank. Users can pay merchants via QR codes, avoid surcharges, and earn cashback and discounts on every transaction. It also provides merchants with a cost-effective payment solution.

**Highlights:** Connect bank accounts, Pay via QR codes, Earn cashback and discounts, Avoid surcharges, Merchant payment solution, Seamless transactions

**Features:** macOS Compatibility

**In-app purchases:** none


### Pyng

[App page](https://appshunter.io/ios/app/pyng/id6483862761)

This app offers a secure and cost-effective payment solution by allowing users to pay directly from their bank accounts. It eliminates surcharges for both users and merchants, ensuring your money remains safe and under your control.

**Highlights:** Zero surcharges for users and merchants, Direct payment from bank account, Enhanced security through bank authentication, Set spending limits, QR code payment integration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kuber Financial free?

Kuber Financial is free to download, with no in-app purchases.

### Is Pyng free?

Pyng is free to download, with no in-app purchases.

### Do Kuber Financial or Pyng have ads?

Neither Kuber Financial nor Pyng shows ads.

### Which is updated more often, Kuber Financial or Pyng?

Kuber Financial ships an update every 3 weeks, and Pyng every 9 days. Most recently, Kuber Financial was updated on October 22, 2026 and Pyng on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*