# Icatu vs LAPI

The clearest difference is in-app purchases: Icatu at none against LAPI's 10. LAPI's advantage is update cadence (every 2 days vs every 3 weeks) and device support (4 vs 2). On price, review sentiment, ads and iOS requirement there is nothing between them.

Both are free to download. LAPI sells 10 in-app purchases, starting at $0.79 per month. Icatu asks for nothing beyond the download.

Icatu ships an update every 3 weeks, LAPI every 2 days. The most recent releases landed on September 30, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Icatu | LAPI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (7 ratings)](https://appshunter.io/ios/app/icatu/id1667555669/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 days** |
| Monetization | **Free** | Freemium |
| Size | 93 MB | 82 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | +4 |
| Developer | [Icatu Seguros](https://appshunter.io/developer/580814530) | [L M TREINAMENTO LTDA](https://appshunter.io/developer/1781576293) |

## What reviewers say

### Icatu

[App page](https://appshunter.io/ios/app/icatu/id1667555669)

Manage your retirement plan with ease and security. Track your balance, investments, and make extra contributions. Stay informed with news and tips for your financial future.

**Highlights:** Consult balance and statements, Track investment performance, Make extra contributions, Learn about investment funds, Receive financial news and tips, Use existing Icatu account

**In-app purchases:** none


### LAPI

[App page](https://appshunter.io/ios/app/lapi/id6738632451)

Manage your money effectively with this comprehensive personal finance assistant. Track income, expenses, credit cards, and set financial goals. Features include budgeting, cash flow forecasting, and an AI financial coach for personalized tips.

**Highlights:** Transaction management, Credit card tracking, Financial goal setting, Monthly budgeting, Cash flow forecasting, Family sharing, AI financial coach

**Features:** Apple Watch app

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 extra bank | $0.79 | per month |
| 2 extra banks | $1.49 | per month |
| 3 extra banks | $2.29 | per month |
| 5 extra banks | $3.79 | per month |
| LAPI Pro Monthly | $3.99 | per month |
| LAPI Pro Multi Monthly | $5.99 | per month |
| LAPI Pro Business Monthly | $7.99 | per month |
| LAPI Pro Annual | $39.99 | per year |
| LAPI Pro Multi Annual | $59.99 | per year |
| LAPI Pro Business Annual | $79.99 | per year |


## Frequently asked questions

### Is Icatu free?

Icatu is free to download, with no in-app purchases.

### Is LAPI free?

LAPI is free to download, with in-app purchases available.

### Do Icatu or LAPI have ads?

Neither Icatu nor LAPI shows ads.

### Which is updated more often, Icatu or LAPI?

Icatu ships an update every 3 weeks, and LAPI every 2 days. Most recently, Icatu was updated on September 30, 2026 and LAPI on October 5, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*