# D360 Bank vs NEO

The clearest difference is ads: NEO at none against D360 Bank's shown. NEO also leads on monetization model (free vs free with in-app purchases). D360 Bank's advantage is update cadence (every 10 days vs monthly) and ratings volume (812 vs 237). On price, rating, review sentiment and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for D360 Bank against 4.4 for NEO. Both are backed by a comparable volume of ratings — 812 and 237 respectively. Written reviews are what separate them: 35% of D360 Bank's written reviews are positive against 32% of NEO's.

D360 Bank ships an update every 10 days, NEO monthly. Both last shipped on November 7, 2026.

## The numbers

| Metric | D360 Bank | NEO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (812 ratings)](https://appshunter.io/ios/app/d360-bank/id1667558506/reviews)** | [4.4 (237 ratings)](https://appshunter.io/ios/app/neo/id1667738004/reviews) |
| Number of ratings | **812** | 237 |
| Positive reviews | **35.0% of reviews** | 31.7% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 10 days** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 224 MB | 675 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [D360 Bank](https://appshunter.io/developer/1667558536) | [The Saudi National Bank](https://appshunter.io/developer/517508727) |

## What reviewers say

### D360 Bank

[App page](https://appshunter.io/ios/app/d360-bank/id1667558506)

This digital bank offers Sharia-compliant financial services with a focus on customer empowerment and affordability. Open an account quickly, enjoy fast transactions, and benefit from competitive pricing with no hidden fees. Experience convenient banking from anywhere, anytime with robust security measures.

**Highlights:** Seamless onboarding in under 2 minutes, Fast transactions and transfers, Competitive pricing with free transfers, No foreign currency fees, Banking from anywhere, anytime, Transparent fee structure, Personalized customer support, Top-tier security technology

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast international transfers with competitive exchange rates
- 💰 No fees for domestic and international transfers
- 👍 Simple and intuitive user interface design
- 🌍 Excellent service for travelers and expatriates
- 💳 Easy account setup process (when approved)

**What reviewers complain about**

- 😤 Extremely long account opening delays (months of waiting)
- 🔒 Frequent account freezing without clear explanation
- 📞 Poor customer service responsiveness and unhelpful support
- ⏱️ Slow issue resolution and unresolved support tickets
- 💸 Inconsistent transfer limits and unfair restrictions

**Reported bugs**

- App crashes and frequent freezing
- Slow app loading and performance issues
- Location permission requirement blocking app access
- Login failures and SMS code input issues
- Apple Wallet integration not working

**Requested features**

- Physical bank branches or better in-person support
- Account number visibility in app
- Account deletion option within the app
- Support for American Express cards
- Improved daily withdrawal limits


### NEO

[App page](https://appshunter.io/ios/app/neo/id1667738004)

This digital banking app allows users to open accounts, transfer money globally with competitive rates, and manage multiple currencies from a single platform. It offers travel cards with exclusive benefits, secure transactions, and a rewards program for purchases.

**Highlights:** Open account in minutes, International money transfers, Multi-currency account management, Travel cards with lounge access and discounts, Earn rewards points (Neons), Secure, bank-grade encryption, Islamic Sharia compliant banking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is D360 Bank free?

D360 Bank is free to download, with no in-app purchases.

### Is NEO free?

NEO is free to download, with no in-app purchases.

### Which has better reviews, D360 Bank or NEO?

D360 Bank is rated higher. D360 Bank averages 4.5 out of 5 from 812 ratings, while NEO averages 4.4 from 237 ratings.

### Do D360 Bank or NEO have ads?

D360 Bank shows ads; NEO does not.

### Which is updated more often, D360 Bank or NEO?

D360 Bank ships an update every 10 days, and NEO monthly. Most recently, D360 Bank was updated on November 7, 2026 and NEO on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*