# D360 Bank vs OutCap

The clearest difference is rating: OutCap at 5.0 against D360 Bank's 4.5. OutCap also leads on ads (none vs shown). D360 Bank's advantage is in-app purchases (none vs 1) and ratings volume (795 vs 1). On price, update cadence, monetization model and device support there is nothing between them.

Both are free to download. OutCap sells 1 one-off in-app purchase. D360 Bank asks for nothing beyond the download.

OutCap holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: D360 Bank has 795 ratings behind it against 1, so its average is the more settled of the two.

D360 Bank ships an update every 9 days, OutCap every 5 days. The most recent releases landed on October 19, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | D360 Bank | OutCap |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (795 ratings)](https://appshunter.io/ios/app/d360-bank/id1667558506/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/outcap/id6798327313/reviews)** |
| Number of ratings | **795** | 1 |
| Positive reviews | 35.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 9 days | **Every 5 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 236 MB | 15 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [D360 Bank](https://appshunter.io/developer/1667558536) | [Asel ALMIHIyawi](https://appshunter.io/developer/1892160823) |

## What reviewers say

### D360 Bank

[App page](https://appshunter.io/ios/app/d360-bank/id1667558506)

An innovative digital bank offering Sharia-compliant financial services. Open an account in minutes with a seamless onboarding process, enjoy fast transactions, and benefit from competitive pricing with no hidden fees. Bank conveniently from anywhere, anytime with personalized support and top-tier security.

**Highlights:** Seamless onboarding, Fast transactions and transfers, Competitive pricing, No foreign currency fees, Bank from anywhere, anytime, No hidden fees, Personalized customer support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast international transfers with competitive exchange rates
- 💰 No fees for domestic and international transfers
- 👍 Simple and intuitive user interface design
- 🌍 Excellent service for travelers and expatriates
- 💳 Easy account setup process (when approved)

**What reviewers complain about**

- 😤 Extremely long account opening delays (months of waiting)
- 🔒 Frequent account freezing without clear explanation
- 📞 Poor customer service responsiveness and unhelpful support
- ⏱️ Slow issue resolution and unresolved support tickets
- 💸 Inconsistent transfer limits and unfair restrictions

**Reported bugs**

- App crashes and frequent freezing
- Slow app loading and performance issues
- Location permission requirement blocking app access
- Login failures and SMS code input issues
- Apple Wallet integration not working

**Requested features**

- Physical bank branches or better in-person support
- Account number visibility in app
- Account deletion option within the app
- Support for American Express cards
- Improved daily withdrawal limits


### OutCap

[App page](https://appshunter.io/ios/app/outcap/id6798327313)

This app automatically calculates your daily spending limit based on your income and fixed expenses. It integrates with your bank messages to track transactions, categorizes spending, and provides monthly financial insights. All data remains on your device for maximum privacy.

**Highlights:** Automatic daily spending limit calculation, Bank message integration for transaction tracking, Automatic transaction categorization, Fixed expense management with reminders, Monthly financial insights and reports, On-device data storage for privacy, Customizable spending categories

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| آوت كاب برو | $5.99 | one-time |


## Frequently asked questions

### Is D360 Bank free?

D360 Bank is free to download, with no in-app purchases.

### Is OutCap free?

OutCap is free to download, with in-app purchases available.

### Which has better reviews, D360 Bank or OutCap?

OutCap is rated higher. D360 Bank averages 4.5 out of 5 from 795 ratings, while OutCap averages 5.0 from 1 ratings.

### Do D360 Bank or OutCap have ads?

D360 Bank shows ads; OutCap does not.

### Which is updated more often, D360 Bank or OutCap?

D360 Bank ships an update every 9 days, and OutCap every 5 days. Most recently, D360 Bank was updated on October 19, 2026 and OutCap on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*