# NEO vs STC Bank

The clearest difference is ratings volume: STC Bank at 45K against NEO's 237. STC Bank also leads on update cadence (every 5 days vs monthly) and rating (4.7 vs 4.4). NEO's advantage is monetization model (free vs ad-supported). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

STC Bank holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: STC Bank has 45K ratings behind it against 237, so its average is the more settled of the two. Written reviews point the same way: 32% of NEO's written reviews are positive against 38% of STC Bank's.

NEO ships an update monthly, STC Bank every 5 days. The most recent releases landed on November 7, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | NEO | STC Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (237 ratings)](https://appshunter.io/ios/app/neo/id1667738004/reviews) | **[4.7 (45K ratings)](https://appshunter.io/ios/app/stc-bank/id6458546150/reviews)** |
| Number of ratings | 237 | **45K** |
| Positive reviews | 31.7% of reviews | **38.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 5 days** |
| Monetization | **Free** | Ad-supported |
| Size | 675 MB | 461 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 12+ |
| Developer | [The Saudi National Bank](https://appshunter.io/developer/517508727) | [STCPay](https://appshunter.io/developer/1364197139) |

## What reviewers say

### NEO

[App page](https://appshunter.io/ios/app/neo/id1667738004)

This digital banking app allows users to open accounts, transfer money globally with competitive rates, and manage multiple currencies from a single platform. It offers travel cards with exclusive benefits, secure transactions, and a rewards program for purchases.

**Highlights:** Open account in minutes, International money transfers, Multi-currency account management, Travel cards with lounge access and discounts, Earn rewards points (Neons), Secure, bank-grade encryption, Islamic Sharia compliant banking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### STC Bank

[App page](https://appshunter.io/ios/app/stc-bank/id6458546150)

Manage your finances securely and easily with a wide range of digital banking services. Perform transactions, manage cards, and access various account features all within a single application.

**Highlights:** Manage multiple accounts, Local & international transfers, Card management (mada & Visa), Bill payment, Financing options, Saving accounts

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and convenient
- 🚀 Good and fast
- 💡 Merge STC Pay and STC Bank into one app

**What reviewers complain about**

- 🐛 Sluggish performance and technical issues
- 🐛 Frequent crashes and glitches
- 🐛 Unreliable registration and account setup
- 🔒 Security concerns
- 🔋 High battery consumption

**Reported bugs**

- Incorrect error messages
- Inability to add funds or transfer money
- Compatibility issues with older devices
- Inconsistent app behavior

**Requested features**

- Dark mode option
- Improved user experience
- Better customer support
- Expand availability beyond Saudi Arabia


## Frequently asked questions

### Is NEO free?

NEO is free to download, with no in-app purchases.

### Is STC Bank free?

STC Bank is free to download, with no in-app purchases.

### Which has better reviews, NEO or STC Bank?

STC Bank is rated higher. NEO averages 4.4 out of 5 from 237 ratings, while STC Bank averages 4.7 from 45K ratings.

### Do NEO or STC Bank have ads?

Neither NEO nor STC Bank shows ads.

### Which is updated more often, NEO or STC Bank?

NEO ships an update monthly, and STC Bank every 5 days. Most recently, NEO was updated on November 7, 2026 and STC Bank on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*