# NEO vs barq

The clearest difference is ratings volume: barq at 14K against NEO's 214. On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.4 for NEO against 4.5 for barq. That said, the two scores are not equally well evidenced: barq has 14K ratings behind it against 214, so its average is the more settled of the two. Written reviews are what separate them: 32% of NEO's written reviews are positive against 39% of barq's.

NEO ships an update monthly, barq fortnightly. Both last shipped on September 24, 2026.

## The numbers

| Metric | NEO | barq |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (214 ratings)](https://appshunter.io/ios/app/neo/id1667738004/reviews) | **[4.5 (14K ratings)](https://appshunter.io/ios/app/barq/id6463204586/reviews)** |
| Number of ratings | 214 | **14K** |
| Positive reviews | 31.7% of reviews | **38.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 675 MB | 535 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [The Saudi National Bank](https://appshunter.io/developer/517508727) | [Barraq Finance Company](https://appshunter.io/developer/1661513071) |

## What reviewers say

### NEO

[App page](https://appshunter.io/ios/app/neo/id1667738004)

This digital banking app allows users to open accounts, transfer money globally with competitive rates, and manage multiple currencies from a single platform. It offers travel cards with exclusive benefits, secure transactions, and a rewards program for purchases.

**Highlights:** Open account in minutes, International money transfers, Multi-currency account management, Travel cards with lounge access and discounts, Earn rewards points (Neons), Secure, bank-grade encryption, Islamic Sharia compliant banking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### barq

[App page](https://appshunter.io/ios/app/barq/id6463204586)

Manage your finances with unparalleled convenience and flexibility. This app empowers you to send money internationally, optimize card transactions with dynamic exchange rates, and transfer funds instantly between wallets. Upgrade your financial prowess and live life on your own terms.

**Highlights:** International money transfers, Optimized card foreign exchange rates, Instant wallet-to-wallet transfers, Secure cross-border payments, Seamless money management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 💳 No fees for international transactions
- 💰 Instant cashback
- 💼 Great for international students and travelers
- 👍 Simple and user-friendly interface

**What reviewers complain about**

- 🐛 Technical issues with login and account creation
- ⏱️ Slow customer support response times
- 💸 Inconsistent cashback rewards
- 🔒 Security concerns
- 🤔 Confusing policies and limitations

**Reported bugs**

- Frequent app crashes
- Issues with international transactions and withdrawals
- Delayed or missing fund transfers
- Unreliable cashback system

**Requested features**

- Expand to more countries
- Add stock trading and investment options
- Improve customer support channels
- Increase cashback rates and consistency


## Frequently asked questions

### Is NEO free?

NEO is free to download, with no in-app purchases.

### Is barq free?

barq is free to download, with no in-app purchases.

### Which has better reviews, NEO or barq?

barq is rated higher. NEO averages 4.4 out of 5 from 214 ratings, while barq averages 4.5 from 14K ratings.

### Do NEO or barq have ads?

Neither NEO nor barq shows ads.

### Which is updated more often, NEO or barq?

NEO ships an update monthly, and barq fortnightly. Most recently, NEO was updated on September 24, 2026 and barq on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*