# Paysmart vs BT MPay

The clearest difference is ads: BT MPay at none against Paysmart's shown. BT MPay also leads on iOS requirement (9.0 vs 15.0). Paysmart's advantage is update cadence (every 2 weeks vs every 3 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paysmart ships an update every 2 weeks, BT MPay every 3 months. The most recent releases landed on October 23, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Paysmart | BT MPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (2 ratings)](https://appshunter.io/ios/app/paysmart/id1668404663/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Ad-supported | — |
| Size | 48 MB | 64 MB |
| Requires iOS | 15.0 | **9.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SOCIETE MONETIQUE TUNISIE](https://appshunter.io/developer/1668404665) | [BANQUE DE TUNISIE](https://appshunter.io/developer/962755396) |

## What reviewers say

### Paysmart

[App page](https://appshunter.io/ios/app/paysmart/id1668404663)

Manage and pay your bills digitally with real-time bill viewing and secure online payments. Track your payment history and visualize your spending with a dedicated dashboard. Get support 24/7 for any questions or claims.

**Highlights:** Real-time bill consultation, Automatic favorite bill updates, Secure digital bill payment, Payment history tracking, Spending visualization dashboard, 24/7 support and claims service

**Features:** macOS Compatibility

**In-app purchases:** none


### BT MPay

[App page](https://appshunter.io/ios/app/bt-mpay/id6444829390)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Paysmart free?

Paysmart is free to download, with no in-app purchases.

### Is BT MPay free?

BT MPay is free to download, with no in-app purchases.

### Do Paysmart or BT MPay have ads?

Paysmart shows ads; BT MPay does not.

### Which is updated more often, Paysmart or BT MPay?

Paysmart ships an update every 2 weeks, and BT MPay every 3 months. Most recently, Paysmart was updated on October 23, 2026 and BT MPay on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*