# Paysmart vs BT Mobile

The clearest difference is rating: BT Mobile at 3.0 against Paysmart's 1.0. BT Mobile also leads on ads (none vs shown) and monetization model (free vs ad-supported). Paysmart's advantage is device support (3 vs 1). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BT Mobile holds the better App Store score, 3.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

Paysmart ships an update every 2 weeks, BT Mobile every 3 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Paysmart | BT Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/paysmart/id1668404663/reviews) | **[3.0 (2 ratings)](https://appshunter.io/ios/app/bt-mobile/id6502696480/reviews)** |
| Number of ratings | 2 | 2 |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 48 MB | 72 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [SOCIETE MONETIQUE TUNISIE](https://appshunter.io/developer/1668404665) | [BANQUE DE TUNISIE](https://appshunter.io/developer/962755396) |

## What reviewers say

### Paysmart

[App page](https://appshunter.io/ios/app/paysmart/id1668404663)

Manage and pay your bills digitally with real-time bill viewing and secure online payments. Track your payment history and visualize your spending with a dedicated dashboard. Get support 24/7 for any questions or claims.

**Highlights:** Real-time bill consultation, Automatic favorite bill updates, Secure digital bill payment, Payment history tracking, Spending visualization dashboard, 24/7 support and claims service

**Features:** macOS Compatibility

**In-app purchases:** none


### BT Mobile

[App page](https://appshunter.io/ios/app/bt-mobile/id6502696480)

Manage your finances securely and easily with this banking app. Access accounts, make transfers, and manage beneficiaries. Features include check tracking, statement downloads, and card controls for international purchases.

**Highlights:** Biometric authentication, Quick account access, Secure fund transfers, Beneficiary management, PIN transaction validation, Check and statement tracking, Card control for international use

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Paysmart free?

Paysmart is free to download, with no in-app purchases.

### Is BT Mobile free?

BT Mobile is free to download, with no in-app purchases.

### Which has better reviews, Paysmart or BT Mobile?

BT Mobile is rated higher. Paysmart averages 1.0 out of 5 from 2 ratings, while BT Mobile averages 3.0 from 2 ratings.

### Do Paysmart or BT Mobile have ads?

Paysmart shows ads; BT Mobile does not.

### Which is updated more often, Paysmart or BT Mobile?

Paysmart ships an update every 2 weeks, and BT Mobile every 3 weeks. Most recently, Paysmart was updated on October 23, 2026 and BT Mobile on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*