# Paysmart vs BNA H24

The clearest difference is rating: BNA H24 at 2.0 against Paysmart's 1.0. BNA H24 also leads on ads (none vs shown) and monetization model (free vs ad-supported). Paysmart's advantage is update cadence (every 2 weeks vs every 2 months). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BNA H24 holds the better App Store score, 2.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 4 respectively. Written reviews split almost evenly too, at 25% and 25% positive.

Paysmart ships an update every 2 weeks, BNA H24 every 2 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Paysmart | BNA H24 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/paysmart/id1668404663/reviews) | **[2.0 (4 ratings)](https://appshunter.io/ios/app/bna-h24/id6677033794/reviews)** |
| Number of ratings | 2 | **4** |
| Positive reviews | 25.0% of reviews | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Size | 48 MB | 66 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SOCIETE MONETIQUE TUNISIE](https://appshunter.io/developer/1668404665) | [BANQUE NAIONALE AGRICOLE(BNA)](https://appshunter.io/developer/1524454607) |

## What reviewers say

### Paysmart

[App page](https://appshunter.io/ios/app/paysmart/id1668404663)

Manage and pay your bills digitally with real-time bill viewing and secure online payments. Track your payment history and visualize your spending with a dedicated dashboard. Get support 24/7 for any questions or claims.

**Highlights:** Real-time bill consultation, Automatic favorite bill updates, Secure digital bill payment, Payment history tracking, Spending visualization dashboard, 24/7 support and claims service

**Features:** macOS Compatibility

**In-app purchases:** none


### BNA H24

[App page](https://appshunter.io/ios/app/bna-h24/id6677033794)

Manage your bank accounts and transactions on the go. Perform transfers, manage beneficiaries, and access credit and card information. Stay updated with real-time account movements and currency exchange rates.

**Highlights:** Real-time account and transaction viewing, Simple account-to-account transfers, Beneficiary management, Checkbook requests, Credit and card management, Prepaid card services, Currency converter

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paysmart free?

Paysmart is free to download, with no in-app purchases.

### Is BNA H24 free?

BNA H24 is free to download, with no in-app purchases.

### Which has better reviews, Paysmart or BNA H24?

BNA H24 is rated higher. Paysmart averages 1.0 out of 5 from 2 ratings, while BNA H24 averages 2.0 from 4 ratings.

### Do Paysmart or BNA H24 have ads?

Paysmart shows ads; BNA H24 does not.

### Which is updated more often, Paysmart or BNA H24?

Paysmart ships an update every 2 weeks, and BNA H24 every 2 months. Most recently, Paysmart was updated on November 3, 2026 and BNA H24 on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*