# Paysmart vs NEO BTE

The clearest difference is ads: NEO BTE at none against Paysmart's shown. Paysmart's advantage is update cadence (every 2 weeks vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paysmart ships an update every 2 weeks, NEO BTE every 2 months. The most recent releases landed on October 23, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Paysmart | NEO BTE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (2 ratings)](https://appshunter.io/ios/app/paysmart/id1668404663/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | Ad-supported | — |
| Size | 48 MB | 49 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SOCIETE MONETIQUE TUNISIE](https://appshunter.io/developer/1668404665) | [Banque de Tunisie et des Émirats](https://appshunter.io/developer/1816912239) |

## What reviewers say

### Paysmart

[App page](https://appshunter.io/ios/app/paysmart/id1668404663)

Manage and pay your bills digitally with real-time bill viewing and secure online payments. Track your payment history and visualize your spending with a dedicated dashboard. Get support 24/7 for any questions or claims.

**Highlights:** Real-time bill consultation, Automatic favorite bill updates, Secure digital bill payment, Payment history tracking, Spending visualization dashboard, 24/7 support and claims service

**Features:** macOS Compatibility

**In-app purchases:** none


### NEO BTE

[App page](https://appshunter.io/ios/app/neo-bte/id6746444685)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paysmart free?

Paysmart is free to download, with no in-app purchases.

### Is NEO BTE free?

NEO BTE is free to download, with no in-app purchases.

### Do Paysmart or NEO BTE have ads?

Paysmart shows ads; NEO BTE does not.

### Which is updated more often, Paysmart or NEO BTE?

Paysmart ships an update every 2 weeks, and NEO BTE every 2 months. Most recently, Paysmart was updated on October 23, 2026 and NEO BTE on October 18, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*