# Summa vs Expense Tracker

The clearest difference is iOS requirement: Summa at 15.1 against Expense Tracker's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Summa sells 3 in-app purchases, starting at $4.99 per month and Expense Tracker sells 6 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Summa ships an update every 6 days, Expense Tracker every 4 days. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Summa | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (6 ratings)](https://appshunter.io/ios/app/expense-tracker-spendo/id6736650564/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 days | **Every 4 days** |
| Monetization | — | Freemium |
| Size | 196 MB | 99 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Tauyekel Kunzhol](https://appshunter.io/developer/1668643604) | [Akarys Turganbekuly](https://appshunter.io/developer/1626436372) |

## What reviewers say

### Summa

[App page](https://appshunter.io/ios/app/summa-expense-tracker/id1668643600)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Summa Premium Monthly | $4.99 | per month |
| Summa Premium Annual | $39.99 | per year |
| Summa Forever | $99.99 | one-time |


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-spendo/id6736650564)

This app helps you understand where your money goes by tracking expenses and income. It offers features like multi-currency support, subscription tracking, and category budgets, all while prioritizing user privacy with data stored locally.

**Highlights:** Multi-currency support, Subscription tracking, Category budgets, 100% privacy, Lightning-fast entry, CSV export, Face ID / Touch ID protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly plan | $2.99 | per month |
| Annual Plan | $8.99 | per year |
| Yearly plan | $8.99 | per year |
| Yearly plan | $17.99 | per year |
| Lifetime Plan | $14.99 | one-time |
| Lifetime Plan | $29.99 | one-time |


## Frequently asked questions

### Is Summa free?

Summa is free to download, with in-app purchases available.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Do Summa or Expense Tracker have ads?

Neither Summa nor Expense Tracker shows ads.

### Which is updated more often, Summa or Expense Tracker?

Summa ships an update every 6 days, and Expense Tracker every 4 days. Most recently, Summa was updated on October 25, 2026 and Expense Tracker on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*