# Summa vs ioka

The clearest difference is in-app purchases: ioka at none against Summa's 3. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Summa sells 3 in-app purchases, starting at $4.99 per month. ioka asks for nothing beyond the download.

Summa ships an update every 6 days, ioka every 5 days. The most recent releases landed on October 9, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Summa | ioka |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 6 days | **Every 5 days** |
| Size | 196 MB | 29 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Tauyekel Kunzhol](https://appshunter.io/developer/1668643604) | [IOKA FINTECH, TOO](https://appshunter.io/developer/1627225733) |

## What reviewers say

### Summa

[App page](https://appshunter.io/ios/app/summa-expense-tracker/id1668643600)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Summa Premium Monthly | $4.99 | per month |
| Summa Premium Annual | $39.99 | per year |
| Summa Forever | $99.99 | one-time |


### ioka

[App page](https://appshunter.io/ios/app/ioka/id6753200957)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Summa free?

Summa is free to download, with in-app purchases available.

### Is ioka free?

ioka is free to download, with no in-app purchases.

### Do Summa or ioka have ads?

Neither Summa nor ioka shows ads.

### Which is updated more often, Summa or ioka?

Summa ships an update every 6 days, and ioka every 5 days. Most recently, Summa was updated on October 9, 2026 and ioka on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*