# Summa vs Qalta AI

Summa and Qalta AI are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Summa sells 3 in-app purchases, starting at $4.99 per month and Qalta AI sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Summa ships an update every 6 days, Qalta AI weekly. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Summa | Qalta AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.6 (17 ratings)](https://appshunter.io/ios/app/qalta-ai-expense-tracker/id6756010294/reviews)** |
| Number of ratings | — | **17** |
| Positive reviews | — | 87.2% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 6 days** | Weekly |
| Monetization | — | Freemium |
| Size | 196 MB | 93 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Tauyekel Kunzhol](https://appshunter.io/developer/1668643604) | [Daniel Tokkozhin](https://appshunter.io/developer/1158505850) |

## What reviewers say

### Summa

[App page](https://appshunter.io/ios/app/summa-expense-tracker/id1668643600)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Summa Premium Monthly | $4.99 | per month |
| Summa Premium Annual | $39.99 | per year |
| Summa Forever | $99.99 | one-time |


### Qalta AI

[App page](https://appshunter.io/ios/app/qalta-ai-expense-tracker/id6756010294)

Effortlessly track your finances using voice commands or receipt scanning. Manage budgets, goals, and debts with intuitive insights and analytics. Share ledgers with family or import historical data from other apps.

**Highlights:** Voice logging for transactions, Receipt scanning and PDF import, Shared financial spaces, Import data from other apps, Multi-currency account support, Home Screen widget and Siri Shortcuts

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $3.99 | per month |
| Family Monthly | $5.99 | per month |
| Annually | $29.99 | per year |
| Family Annually | $49.99 | per year |


## Frequently asked questions

### Is Summa free?

Summa is free to download, with in-app purchases available.

### Is Qalta AI free?

Qalta AI is free to download, with in-app purchases available.

### Do Summa or Qalta AI have ads?

Neither Summa nor Qalta AI shows ads.

### Which is updated more often, Summa or Qalta AI?

Summa ships an update every 6 days, and Qalta AI weekly. Most recently, Summa was updated on November 3, 2026 and Qalta AI on November 8, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*