# M Credit vs M business app

The clearest difference is ratings volume: M Credit at 24 against M business app's 1. M business app's advantage is rating (5.0 vs 4.8). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

M business app holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: M Credit has 24 ratings behind it against 1, so its average is the more settled of the two.

M Credit ships an update every 11 days, M business app every 9 days. The most recent releases landed on September 20, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | M Credit | M business app |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (24 ratings)](https://appshunter.io/ios/app/m-credit/id1668748036/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/m-business-app/id6451437708/reviews)** |
| Number of ratings | **24** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 days | **Every 9 days** |
| Monetization | Free | Free |
| Size | 132 MB | 148 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Solomon Investments NBFI LLC](https://appshunter.io/developer/1668748038) | [M LLC](https://appshunter.io/developer/1455928971) |

## What reviewers say

### M Credit

[App page](https://appshunter.io/ios/app/m-credit/id1668748036)

This app provides quick and easy digital loan services, allowing users to apply for and manage loans remotely. It offers various loan products and nationwide accessibility, prioritizing user data security with international standards.

**Highlights:** Digital loan applications, Purchase loans with 0% interest, Credit card with bonus points, Flexible repayment terms, Nationwide service availability, Early repayment options, Bonus points for timely payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### M business app

[App page](https://appshunter.io/ios/app/m-business-app/id6451437708)

A fully digital, next-generation bank designed to support personal financial well-being. It re-imagines traditional banking products and services to create a supportive environment for users.

**Highlights:** Next-generation digital bank, Reimagined traditional banking, Supports personal financial well-being, Fully digital platform

**In-app purchases:** none


## Frequently asked questions

### Is M Credit free?

M Credit is free to download, with no in-app purchases.

### Is M business app free?

M business app is free to download, with no in-app purchases.

### Which has better reviews, M Credit or M business app?

M business app is rated higher. M Credit averages 4.8 out of 5 from 24 ratings, while M business app averages 5.0 from 1 ratings.

### Do M Credit or M business app have ads?

Neither M Credit nor M business app shows ads.

### Which is updated more often, M Credit or M business app?

M Credit ships an update every 11 days, and M business app every 9 days. Most recently, M Credit was updated on September 20, 2026 and M business app on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*