# M Credit vs Netcapital Securities

The clearest difference is update cadence: M Credit at every 8 days against Netcapital Securities's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

M Credit ships an update every 8 days, Netcapital Securities every 3 months. The most recent releases landed on October 25, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | M Credit | Netcapital Securities |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (24 ratings)](https://appshunter.io/ios/app/m-credit/id1668748036/reviews)** | — |
| Number of ratings | **24** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 3 months |
| Monetization | Free | — |
| Size | 99 MB | 82 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Solomon Investments NBFI LLC](https://appshunter.io/developer/1668748038) | [Netcapital Financial Corporation NBFI LLC](https://appshunter.io/developer/1534832852) |

## What reviewers say

### M Credit

[App page](https://appshunter.io/ios/app/m-credit/id1668748036)

This app provides quick and easy digital loan services, allowing users to apply for and manage loans remotely. It offers various loan products and nationwide accessibility, prioritizing user data security with international standards.

**Highlights:** Digital loan applications, Purchase loans with 0% interest, Credit card with bonus points, Flexible repayment terms, Nationwide service availability, Early repayment options, Bonus points for timely payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Netcapital Securities

[App page](https://appshunter.io/ios/app/netcapital-securities/id6476916321)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is M Credit free?

M Credit is free to download, with no in-app purchases.

### Is Netcapital Securities free?

Netcapital Securities is free to download, with no in-app purchases.

### Do M Credit or Netcapital Securities have ads?

Neither M Credit nor Netcapital Securities shows ads.

### Which is updated more often, M Credit or Netcapital Securities?

M Credit ships an update every 8 days, and Netcapital Securities every 3 months. Most recently, M Credit was updated on October 25, 2026 and Netcapital Securities on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*