QPay My Card Services vs DECTA Merchant
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
QPay My Card Services
Manage your prepaid card account with ease. Activate your card, authorize online payments, check your balance, view transactions, and get your PIN. You can also freeze/unfreeze your card and report it lost or stolen.
- Card activation
- E-commerce payment authorization
- Balance checking
- Transaction history
- PIN retrieval
- Card freezing/unfreezing
- Real-time notifications
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Get quick and easy access to your QPay prepaid card account, allowing you to: - Activate your QPay card - Authorise E-Commerce payments - Check your balance - View transactions - Get PIN - Freeze & unfreeze your QPay card - Receive real-time transaction notifications - Report your QPay card lost/stolen And more...
DECTA Merchant
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DECTA's Digital Banking App is the key to unlocking modern B2B banking solutions. We provide businesses with a comprehensive digital banking platform, accessible on smartphones and tablets. Gain complete control over your business finances, anytime, anywhere. Seamlessly Integrated Mobile Banking: Our secure mobile banking seamlessly integrates with your online banking. Activate mobile banking easily through Internet banking, ensuring a smooth transition between platforms. All Your Business Finances in One Place: DECTA's mobile app offers a wide array of tailored financial services and products designed for businesses. Keep a close eye on business accounts, loans, securities, and more in one user-friendly interface. Effortless Business Transfers: Streamline domestic and international transfers for your business. Make fund transfers, set up recurring payments, and manage your business finances efficiently. Transaction Tracking Made Easy: Track business transactions with ease. Search and filter by date, amount, and account details. Stay in control of your business's financial operations. Customized Business Administration: Tailor your business banking experience with features like PIN activation, and transaction locks. Secure Your Business Cards: Enhance security by locking and unlocking your business debit or credit cards directly from the app. Personalized Settings: Tailor mobile banking preferences and receive business news updates aligned with your business goals. ...and more. DECTA's Digital Banking App is designed exclusively for businesses, offering modern, efficient, and personalized banking services on any major mobile device.
Screenshots
Verdict
The clearest difference is update cadence: DECTA Merchant at every 3 weeks against QPay My Card Services's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
QPay My Card Services ships an update every 6 months, DECTA Merchant every 3 weeks. The most recent releases landed on June 1, 2026 and August 4, 2026 respectively.
| Parameter | QPay My Card Services | DECTA Merchant |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | โ |
| Update frequency | Every 6 months | Every 3 weeks โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | โ |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 โ better | 14.0 |
| Further details โ not scored | ||
| Size | 9 MB | 98 MB |
| Age rating | 4+ | 17+ |
| Developer | QUANTUM CARD SERVICES LTD | Decta Limited |
In-app purchases
QPay My Card Services
No in-app purchases
DECTA Merchant
No in-app purchases
Questions
Is QPay My Card Services free?
Is DECTA Merchant free?
Do QPay My Card Services or DECTA Merchant have ads?
Which is updated more often, QPay My Card Services or DECTA Merchant?
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