Comparison

QPay My Card Services vs DECTA Merchant

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

QPay My Card Services

Manage your prepaid card account with ease. Activate your card, authorize online payments, check your balance, view transactions, and get your PIN. You can also freeze/unfreeze your card and report it lost or stolen.

Highlights
  • Card activation
  • E-commerce payment authorization
  • Balance checking
  • Transaction history
  • PIN retrieval
  • Card freezing/unfreezing
  • Real-time notifications
Features
Read full description

Get quick and easy access to your QPay prepaid card account, allowing you to: - Activate your QPay card - Authorise E-Commerce payments - Check your balance - View transactions - Get PIN - Freeze & unfreeze your QPay card - Receive real-time transaction notifications - Report your QPay card lost/stolen And more...

About

DECTA Merchant

Features
Read full description

DECTA's Digital Banking App is the key to unlocking modern B2B banking solutions. We provide businesses with a comprehensive digital banking platform, accessible on smartphones and tablets. Gain complete control over your business finances, anytime, anywhere. Seamlessly Integrated Mobile Banking: Our secure mobile banking seamlessly integrates with your online banking. Activate mobile banking easily through Internet banking, ensuring a smooth transition between platforms. All Your Business Finances in One Place: DECTA's mobile app offers a wide array of tailored financial services and products designed for businesses. Keep a close eye on business accounts, loans, securities, and more in one user-friendly interface. Effortless Business Transfers: Streamline domestic and international transfers for your business. Make fund transfers, set up recurring payments, and manage your business finances efficiently. Transaction Tracking Made Easy: Track business transactions with ease. Search and filter by date, amount, and account details. Stay in control of your business's financial operations. Customized Business Administration: Tailor your business banking experience with features like PIN activation, and transaction locks. Secure Your Business Cards: Enhance security by locking and unlocking your business debit or credit cards directly from the app. Personalized Settings: Tailor mobile banking preferences and receive business news updates aligned with your business goals. ...and more. DECTA's Digital Banking App is designed exclusively for businesses, offering modern, efficient, and personalized banking services on any major mobile device.

Screenshots

QPay My Card Services4 screens
DECTA Merchant4 screens

Verdict

The call

The clearest difference is update cadence: DECTA Merchant at every 3 weeks against QPay My Card Services's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

QPay My Card Services ships an update every 6 months, DECTA Merchant every 3 weeks. The most recent releases landed on June 1, 2026 and August 4, 2026 respectively.

Scorecard1 real difference ยท 7 level
QPay My Card Services versus DECTA Merchant: the parameters behind the verdict, then further details
ParameterQPay My Card ServicesDECTA Merchant
PriceFreeFree
Positive reviews0.0% of reviewsโ€”
Update frequencyEvery 6 monthsEvery 3 weeks โ€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeโ€”
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 โ€” better14.0
Further details โ€” not scored
Size9 MB98 MB
Age rating4+17+
DeveloperQUANTUM CARD SERVICES LTDDecta Limited

In-app purchases

None

QPay My Card Services

No in-app purchases

None

DECTA Merchant

No in-app purchases

Questions

Is QPay My Card Services free?
QPay My Card Services is free to download, with no in-app purchases.
Is DECTA Merchant free?
DECTA Merchant is free to download, with no in-app purchases.
Do QPay My Card Services or DECTA Merchant have ads?
Neither QPay My Card Services nor DECTA Merchant shows ads.
Which is updated more often, QPay My Card Services or DECTA Merchant?
QPay My Card Services ships an update every 6 months, and DECTA Merchant every 3 weeks. Most recently, QPay My Card Services was updated on June 1, 2026 and DECTA Merchant on August 4, 2026.

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