# Stella Pay vs Sunrate

The clearest difference is review sentiment: Stella Pay at 50% against Sunrate's 0%. Stella Pay also leads on rating (3.9 vs 2.3) and update cadence (every 8 days vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Stella Pay holds the better App Store score, 3.9 against 2.3. Both are backed by a comparable volume of ratings — 7 and 3 respectively. Written reviews point the same way: 50% of Stella Pay's written reviews are positive against 0% of Sunrate's.

Stella Pay ships an update every 8 days, Sunrate every 3 months. The most recent releases landed on October 6, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Stella Pay | Sunrate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (7 ratings)](https://appshunter.io/ios/app/stella-pay/id1668957912/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/sunrate/id6466269482/reviews) |
| Number of ratings | **7** | 3 |
| Positive reviews | **50.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 3 months |
| Monetization | Free | Free |
| Size | 81 MB | 193 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 9+ | 4+ |
| Developer | [Flashwire Inc](https://appshunter.io/developer/1668957914) | [Sunrate Pte. Ltd.](https://appshunter.io/developer/1707144531) |

## What reviewers say

### Stella Pay

[App page](https://appshunter.io/ios/app/stella-pay/id1668957912)

This app allows users to pay with cryptocurrency at millions of merchants worldwide using a crypto-backed credit card. It supports various payment platforms and offers features like auto top-up, cash-out to crypto, and ATM withdrawals.

**Highlights:** Pay with crypto at 40M+ merchants, Supports Apple Pay, Google Pay, Alipay, WeChatPay, Auto top-up from crypto to card, Easy cash-out from card to crypto, Instant physical and virtual card transfers, Global ATM cash withdrawal, Tokenized financial products for investment

**Features:** macOS Compatibility

**In-app purchases:** none


### Sunrate

[App page](https://appshunter.io/ios/app/sunrate/id6466269482)

This platform facilitates global business payments, offering international money transfers, commercial card management, and global collection services. It empowers businesses to operate and scale internationally with a cutting-edge platform and extensive network.

**Highlights:** International payments in 130+ currencies, Coverage in 190+ countries, Commercial card management, Global collection services, Real-time transaction statements, API integration

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Stella Pay free?

Stella Pay is free to download, with no in-app purchases.

### Is Sunrate free?

Sunrate is free to download, with no in-app purchases.

### Which has better reviews, Stella Pay or Sunrate?

Stella Pay is rated higher. Stella Pay averages 3.9 out of 5 from 7 ratings, while Sunrate averages 2.3 from 3 ratings.

### Do Stella Pay or Sunrate have ads?

Neither Stella Pay nor Sunrate shows ads.

### Which is updated more often, Stella Pay or Sunrate?

Stella Pay ships an update every 8 days, and Sunrate every 3 months. Most recently, Stella Pay was updated on October 6, 2026 and Sunrate on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*