# Stella Pay vs myEBCwallet

The clearest difference is rating: myEBCwallet at 5.0 against Stella Pay's 3.9. Stella Pay's advantage is ads (none vs shown) and update cadence (every 8 days vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

myEBCwallet holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Stella Pay has 7 ratings behind it against 1, so its average is the more settled of the two.

Stella Pay ships an update every 8 days, myEBCwallet every 3 weeks. The most recent releases landed on September 5, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | Stella Pay | myEBCwallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (7 ratings)](https://appshunter.io/ios/app/stella-pay/id1668957912/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/myebcwallet/id6476878166/reviews)** |
| Number of ratings | **7** | 1 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 8 days** | Every 3 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 81 MB | 61 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 9+ | 17+ |
| Developer | [Flashwire Inc](https://appshunter.io/developer/1668957914) | [EBC Mauritius Limited](https://appshunter.io/developer/1728049596) |

## What reviewers say

### Stella Pay

[App page](https://appshunter.io/ios/app/stella-pay/id1668957912)

This app allows users to pay with cryptocurrency at millions of merchants worldwide using a crypto-backed credit card. It supports various payment platforms and offers features like auto top-up, cash-out to crypto, and ATM withdrawals.

**Highlights:** Pay with crypto at 40M+ merchants, Supports Apple Pay, Google Pay, Alipay, WeChatPay, Auto top-up from crypto to card, Easy cash-out from card to crypto, Instant physical and virtual card transfers, Global ATM cash withdrawal, Tokenized financial products for investment

**Features:** macOS Compatibility

**In-app purchases:** none


### myEBCwallet

[App page](https://appshunter.io/ios/app/myebcwallet/id6476878166)

Manage your finances with a unified wallet for crypto, IBAN, and prepaid cards. Seamlessly credit your wallet from various sources and spend or transfer funds through multiple channels. Enhance your transactional experience with this comprehensive financial tool.

**Highlights:** Unified wallet for crypto, IBAN, and prepaid cards, Seamless wallet crediting from EBC facilities, bank cards, bank accounts, and other crypto wallets, Repay funds to EBC facilities, Spend via prepaid cards (plastic and virtual), Bank transfer functionality, Crypto exchange and transfer

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Stella Pay free?

Stella Pay is free to download, with no in-app purchases.

### Is myEBCwallet free?

myEBCwallet is free to download, with no in-app purchases.

### Which has better reviews, Stella Pay or myEBCwallet?

myEBCwallet is rated higher. Stella Pay averages 3.9 out of 5 from 7 ratings, while myEBCwallet averages 5.0 from 1 ratings.

### Do Stella Pay or myEBCwallet have ads?

myEBCwallet shows ads; Stella Pay does not.

### Which is updated more often, Stella Pay or myEBCwallet?

Stella Pay ships an update every 8 days, and myEBCwallet every 3 weeks. Most recently, Stella Pay was updated on September 5, 2026 and myEBCwallet on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*