# Stella Pay vs Crydit Card

The clearest difference is iOS requirement: Crydit Card at 13.0 against Stella Pay's 15.0. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Stella Pay holds the better App Store score, 3.9 against 3.7. Both are backed by a comparable volume of ratings — 7 and 9 respectively. Written reviews split almost evenly too, at 50% and 50% positive.

Stella Pay ships an update weekly, Crydit Card every 11 days. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Stella Pay | Crydit Card |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (7 ratings)](https://appshunter.io/ios/app/stella-pay/id1668957912/reviews)** | [3.7 (9 ratings)](https://appshunter.io/ios/app/crydit-card/id6480507373/reviews) |
| Number of ratings | 7 | **9** |
| Positive reviews | 50.0% of reviews | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 11 days |
| Monetization | Free | Free |
| Size | 81 MB | 124 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 9+ | 17+ |
| Developer | [Flashwire Inc](https://appshunter.io/developer/1668957914) | [Crydit CAPITAL LIMITED](https://appshunter.io/developer/1739327408) |

## What reviewers say

### Stella Pay

[App page](https://appshunter.io/ios/app/stella-pay/id1668957912)

This app allows users to pay with cryptocurrency at millions of merchants worldwide using a crypto-backed credit card. It supports various payment platforms and offers features like auto top-up, cash-out to crypto, and ATM withdrawals.

**Highlights:** Pay with crypto at 40M+ merchants, Supports Apple Pay, Google Pay, Alipay, WeChatPay, Auto top-up from crypto to card, Easy cash-out from card to crypto, Instant physical and virtual card transfers, Global ATM cash withdrawal, Tokenized financial products for investment

**Features:** macOS Compatibility

**In-app purchases:** none


### Crydit Card

[App page](https://appshunter.io/ios/app/crydit-card/id6480507373)

This finance app offers a user-centric approach to comprehensively view and manage your investment portfolio. It simplifies tracking asset performance, enabling informed decisions without common complexities. Ideal for monitoring investments or simply organizing asset data.

**Highlights:** Comprehensive asset overview, Investment portfolio monitoring, Simplified asset tracking, User-centric experience, Informed decision making

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Stella Pay free?

Stella Pay is free to download, with no in-app purchases.

### Is Crydit Card free?

Crydit Card is free to download, with no in-app purchases.

### Which has better reviews, Stella Pay or Crydit Card?

Stella Pay is rated higher. Stella Pay averages 3.9 out of 5 from 7 ratings, while Crydit Card averages 3.7 from 9 ratings.

### Do Stella Pay or Crydit Card have ads?

Neither Stella Pay nor Crydit Card shows ads.

### Which is updated more often, Stella Pay or Crydit Card?

Stella Pay ships an update weekly, and Crydit Card every 11 days. Most recently, Stella Pay was updated on October 27, 2026 and Crydit Card on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*