# Stella Pay vs Biptap

The clearest difference is rating: Stella Pay at 3.9 against Biptap's 3.0. Stella Pay also leads on update cadence (weekly vs every 2 months) and ratings volume (7 vs 2). Biptap's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Stella Pay holds the better App Store score, 3.9 against 3.0. Both are backed by a comparable volume of ratings — 7 and 2 respectively.

Stella Pay ships an update weekly, Biptap every 2 months. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Stella Pay | Biptap |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (7 ratings)](https://appshunter.io/ios/app/stella-pay/id1668957912/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/biptap/id6737520424/reviews) |
| Number of ratings | **7** | 2 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Free | Free |
| Size | 81 MB | 22 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 9+ | 17+ |
| Developer | [Flashwire Inc](https://appshunter.io/developer/1668957914) | [XSWIPE GLOBAL LLC](https://appshunter.io/developer/1776889180) |

## What reviewers say

### Stella Pay

[App page](https://appshunter.io/ios/app/stella-pay/id1668957912)

This app allows users to pay with cryptocurrency at millions of merchants worldwide using a crypto-backed credit card. It supports various payment platforms and offers features like auto top-up, cash-out to crypto, and ATM withdrawals.

**Highlights:** Pay with crypto at 40M+ merchants, Supports Apple Pay, Google Pay, Alipay, WeChatPay, Auto top-up from crypto to card, Easy cash-out from card to crypto, Instant physical and virtual card transfers, Global ATM cash withdrawal, Tokenized financial products for investment

**Features:** macOS Compatibility

**In-app purchases:** none


### Biptap

[App page](https://appshunter.io/ios/app/biptap/id6737520424)

Manage both crypto and fiat currencies seamlessly in one platform. Transfer, receive, and control assets globally with offshore accounts and virtual/physical cards. Enjoy automatic currency conversions and secure transactions for personal or business needs.

**Highlights:** Unified crypto and fiat management, Global asset transfers and management, Offshore bank account opening, Virtual and physical card generation, Automatic currency conversion, Integrated blockchain and traditional banking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Stella Pay free?

Stella Pay is free to download, with no in-app purchases.

### Is Biptap free?

Biptap is free to download, with no in-app purchases.

### Which has better reviews, Stella Pay or Biptap?

Stella Pay is rated higher. Stella Pay averages 3.9 out of 5 from 7 ratings, while Biptap averages 3.0 from 2 ratings.

### Do Stella Pay or Biptap have ads?

Neither Stella Pay nor Biptap shows ads.

### Which is updated more often, Stella Pay or Biptap?

Stella Pay ships an update weekly, and Biptap every 2 months. Most recently, Stella Pay was updated on October 27, 2026 and Biptap on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*