# Stella Pay vs MayPay

The clearest difference is rating: Stella Pay at 3.9 against MayPay's 1.0. Stella Pay also leads on review sentiment (50% vs 25%) and ratings volume (7 vs 2). MayPay's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Stella Pay holds the better App Store score, 3.9 against 1.0. Both are backed by a comparable volume of ratings — 7 and 2 respectively. Written reviews point the same way: 50% of Stella Pay's written reviews are positive against 25% of MayPay's.

Stella Pay ships an update every 8 days, MayPay fortnightly. The most recent releases landed on October 6, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Stella Pay | MayPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (7 ratings)](https://appshunter.io/ios/app/stella-pay/id1668957912/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/maypay/id6737539233/reviews) |
| Number of ratings | **7** | 2 |
| Positive reviews | **50.0% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Fortnightly |
| Monetization | Free | Free |
| Size | 81 MB | 42 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 9+ | 4+ |
| Developer | [Flashwire Inc](https://appshunter.io/developer/1668957914) | [HONG KONG MAYPAY FINANCIAL TECHNOLOGY LIMITED](https://appshunter.io/developer/1776999943) |

## What reviewers say

### Stella Pay

[App page](https://appshunter.io/ios/app/stella-pay/id1668957912)

This app allows users to pay with cryptocurrency at millions of merchants worldwide using a crypto-backed credit card. It supports various payment platforms and offers features like auto top-up, cash-out to crypto, and ATM withdrawals.

**Highlights:** Pay with crypto at 40M+ merchants, Supports Apple Pay, Google Pay, Alipay, WeChatPay, Auto top-up from crypto to card, Easy cash-out from card to crypto, Instant physical and virtual card transfers, Global ATM cash withdrawal, Tokenized financial products for investment

**Features:** macOS Compatibility

**In-app purchases:** none


### MayPay

[App page](https://appshunter.io/ios/app/maypay/id6737539233)

Manage virtual and physical Mastercard accounts with a streamlined onboarding process. Easily track transactions, convert foreign currencies, and ensure secure financial management with advanced encryption.

**Highlights:** Virtual and physical Mastercard integration, Simplified account opening, Global online and offline spending, Fast foreign currency exchange, Detailed transaction history, Advanced security measures

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Stella Pay free?

Stella Pay is free to download, with no in-app purchases.

### Is MayPay free?

MayPay is free to download, with no in-app purchases.

### Which has better reviews, Stella Pay or MayPay?

Stella Pay is rated higher. Stella Pay averages 3.9 out of 5 from 7 ratings, while MayPay averages 1.0 from 2 ratings.

### Do Stella Pay or MayPay have ads?

Neither Stella Pay nor MayPay shows ads.

### Which is updated more often, Stella Pay or MayPay?

Stella Pay ships an update every 8 days, and MayPay fortnightly. Most recently, Stella Pay was updated on October 6, 2026 and MayPay on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*