# Stella Pay vs Nexa Pay

The clearest difference is rating: Stella Pay at 3.9 against Nexa Pay's 3.4. Stella Pay also leads on update cadence (weekly vs every 3 weeks). Nexa Pay's advantage is review sentiment (75% vs 50%) and iOS requirement (13.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Stella Pay holds the better App Store score, 3.9 against 3.4. Both are backed by a comparable volume of ratings — 7 and 5 respectively. Written reviews complicate that: 50% of Stella Pay's written reviews are positive against 75% of Nexa Pay's, so the app with the better star average is not the one people write more warmly about.

Stella Pay ships an update weekly, Nexa Pay every 3 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Stella Pay | Nexa Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (7 ratings)](https://appshunter.io/ios/app/stella-pay/id1668957912/reviews)** | [3.4 (5 ratings)](https://appshunter.io/ios/app/nexa-pay/id6740519329/reviews) |
| Number of ratings | **7** | 5 |
| Positive reviews | 50.0% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 81 MB | 86 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 9+ | 4+ |
| Developer | [Flashwire Inc](https://appshunter.io/developer/1668957914) | [Nexa Tech Solution Limited](https://appshunter.io/developer/1790380582) |

## What reviewers say

### Stella Pay

[App page](https://appshunter.io/ios/app/stella-pay/id1668957912)

This app allows users to pay with cryptocurrency at millions of merchants worldwide using a crypto-backed credit card. It supports various payment platforms and offers features like auto top-up, cash-out to crypto, and ATM withdrawals.

**Highlights:** Pay with crypto at 40M+ merchants, Supports Apple Pay, Google Pay, Alipay, WeChatPay, Auto top-up from crypto to card, Easy cash-out from card to crypto, Instant physical and virtual card transfers, Global ATM cash withdrawal, Tokenized financial products for investment

**Features:** macOS Compatibility

**In-app purchases:** none


### Nexa Pay

[App page](https://appshunter.io/ios/app/nexa-pay/id6740519329)

Manage your NEXA CARD with this application. Activate your card, convert assets, and handle payments securely and efficiently. Enjoy global service for online and offline transactions, including ATM withdrawals in over 120 countries.

**Highlights:** NEXA CARD application and management, Card activation, Asset conversion, Payment management, Global online/offline payments, ATM withdrawals

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Stella Pay free?

Stella Pay is free to download, with no in-app purchases.

### Is Nexa Pay free?

Nexa Pay is free to download, with no in-app purchases.

### Which has better reviews, Stella Pay or Nexa Pay?

Stella Pay is rated higher. Stella Pay averages 3.9 out of 5 from 7 ratings, while Nexa Pay averages 3.4 from 5 ratings.

### Do Stella Pay or Nexa Pay have ads?

Neither Stella Pay nor Nexa Pay shows ads.

### Which is updated more often, Stella Pay or Nexa Pay?

Stella Pay ships an update weekly, and Nexa Pay every 3 weeks. Most recently, Stella Pay was updated on October 25, 2026 and Nexa Pay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*