# Terabank vs My Coins

The clearest difference is in-app purchases: Terabank at none against My Coins's 3. Terabank also leads on ads (none vs shown) and ratings volume (230 vs 6). My Coins's advantage is update cadence (weekly vs every 3 weeks). On price, rating, review sentiment and device support there is nothing between them.

Both are free to download. My Coins sells 3 in-app purchases, starting at $4.99 per month. Terabank asks for nothing beyond the download.

My Coins holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Terabank has 230 ratings behind it against 6, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

Terabank ships an update every 3 weeks, My Coins weekly. Both last shipped on November 3, 2026.

## The numbers

| Metric | Terabank | My Coins |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (230 ratings)](https://appshunter.io/ios/app/terabank/id1669238749/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/my-coins-your-tips-tracker/id6449742053/reviews)** |
| Number of ratings | **230** | 6 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 56 MB | 35 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Terabank JSC](https://appshunter.io/developer/1513026337) | [SEVENTH SOFTWARE](https://appshunter.io/developer/1684049648) |

## What reviewers say

### Terabank

[App page](https://appshunter.io/ios/app/terabank/id1669238749)

Manage your finances securely and conveniently from your mobile device. Access your accounts, make payments, transfer funds, and even apply for new banking products with an intuitive interface.

**Highlights:** Secure login with Face ID/Touch ID, Easy and scheduled payments, Open any type of account, Block or replace cards instantly, Domestic and international transfers, Effortless bill payments, Apply for banking products

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### My Coins

[App page](https://appshunter.io/ios/app/my-coins-your-tips-tracker/id6449742053)

This app helps hourly workers track their tips, work hours, and estimated earnings. It allows for detailed recording of cash or card tips, shift management, and exportable PDF reports. Users can also review earnings progress and plan for future income.

**Highlights:** Track shifts with start, pause, and finish options, Record cash and card tips with notes, Generate exportable PDF reports of earnings, Review earnings by day, week, month, and year, Live Activities for Lock Screen and Dynamic Island, Supports English and Español languages

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $4.99 | per month |
| One Week Free Trial, Monthly | $4.99 | per month |
| Year subscription | $49.99 | per year |


## Frequently asked questions

### Is Terabank free?

Terabank is free to download, with no in-app purchases.

### Is My Coins free?

My Coins is free to download, with in-app purchases available.

### Which has better reviews, Terabank or My Coins?

My Coins is rated higher. Terabank averages 4.8 out of 5 from 230 ratings, while My Coins averages 5.0 from 6 ratings.

### Do Terabank or My Coins have ads?

My Coins shows ads; Terabank does not.

### Which is updated more often, Terabank or My Coins?

Terabank ships an update every 3 weeks, and My Coins weekly. Most recently, Terabank was updated on November 3, 2026 and My Coins on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*