# Terabank vs Silk Bank

The clearest difference is review sentiment: Terabank at 100% against Silk Bank's 18%. Terabank also leads on rating (4.8 vs 4.0) and ads (none vs shown). Silk Bank's advantage is update cadence (every 2 weeks vs every 3 weeks). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Terabank holds the better App Store score, 4.8 against 4.0. Both are backed by a comparable volume of ratings — 230 and 120 respectively. Written reviews point the same way: 100% of Terabank's written reviews are positive against 18% of Silk Bank's.

Terabank ships an update every 3 weeks, Silk Bank every 2 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | Terabank | Silk Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (230 ratings)](https://appshunter.io/ios/app/terabank/id1669238749/reviews)** | [4.0 (120 ratings)](https://appshunter.io/ios/app/silk-bank/id6463405199/reviews) |
| Number of ratings | **230** | 120 |
| Positive reviews | **100.0% of reviews** | 17.6% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 56 MB | 152 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Terabank JSC](https://appshunter.io/developer/1513026337) | [Silk Technology](https://appshunter.io/developer/1690254007) |

## What reviewers say

### Terabank

[App page](https://appshunter.io/ios/app/terabank/id1669238749)

Manage your finances securely and conveniently from your mobile device. Access your accounts, make payments, transfer funds, and even apply for new banking products with an intuitive interface.

**Highlights:** Secure login with Face ID/Touch ID, Easy and scheduled payments, Open any type of account, Block or replace cards instantly, Domestic and international transfers, Effortless bill payments, Apply for banking products

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Silk Bank

[App page](https://appshunter.io/ios/app/silk-bank/id6463405199)

Manage your finances, transfer money instantly to any bank, and make commission-free payments for utilities and more. Connect with friends in-app, discuss finances, and send money directly through chat.

**Highlights:** Instant P2P transfers, Commission-free payments, Digital assistant advice, In-app chat for finance discussions, Direct in-chat money transfers

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Terabank free?

Terabank is free to download, with no in-app purchases.

### Is Silk Bank free?

Silk Bank is free to download, with no in-app purchases.

### Which has better reviews, Terabank or Silk Bank?

Terabank is rated higher. Terabank averages 4.8 out of 5 from 230 ratings, while Silk Bank averages 4.0 from 120 ratings.

### Do Terabank or Silk Bank have ads?

Silk Bank shows ads; Terabank does not.

### Which is updated more often, Terabank or Silk Bank?

Terabank ships an update every 3 weeks, and Silk Bank every 2 weeks. Most recently, Terabank was updated on November 3, 2026 and Silk Bank on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*