# MBusiness vs Zero

The clearest difference is review sentiment: Zero at 80% against MBusiness's 33%. MBusiness's advantage is rating (4.6 vs 2.3) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MBusiness holds the better App Store score, 4.6 against 2.3. Both are backed by a comparable volume of ratings — 7 and 3 respectively. Written reviews complicate that: 33% of MBusiness's written reviews are positive against 80% of Zero's, so the app with the better star average is not the one people write more warmly about.

MBusiness ships an update every 9 days, Zero every 2 weeks. The most recent releases landed on September 25, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | MBusiness | Zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (7 ratings)](https://appshunter.io/ios/app/mbusiness/id1669393858/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/zero/id6738506887/reviews) |
| Number of ratings | **7** | 3 |
| Positive reviews | 33.3% of reviews | **80.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 2 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 150 MB | 195 MB |
| Requires iOS | 15.5 | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MBANK, OAO](https://appshunter.io/developer/966465279) | [Technologia CA](https://appshunter.io/developer/1781062573) |

## What reviewers say

### MBusiness

[App page](https://appshunter.io/ios/app/mbusiness/id1669393858)

This app is an online bank designed for entrepreneurs. It offers quick online account opening, payment processing, and financial management tools to help businesses save time and grow sales. It provides features like QR payments, unlimited free transfers, and integration with accounting software.

**Highlights:** Online account opening for sole proprietors, QR code payment acceptance, Free unlimited transfers, Business debit card, Online accounting services, Online government services, Currency exchange, 1C integration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Zero

[App page](https://appshunter.io/ios/app/zero/id6738506887)

Purchase items now and pay in installments with zero interest and no down payment. Easily apply for a credit limit through the app and manage all your purchases and payments in one place. Access a wide network of partners for various goods and services.

**Highlights:** 0% interest and down payment, Wide network of partner stores, Easy online registration and limit approval, Catalog and map view of partners, Simple financial control and payment tracking, 24/7 multi-channel customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MBusiness free?

MBusiness is free to download, with no in-app purchases.

### Is Zero free?

Zero is free to download, with no in-app purchases.

### Which has better reviews, MBusiness or Zero?

MBusiness is rated higher. MBusiness averages 4.6 out of 5 from 7 ratings, while Zero averages 2.3 from 3 ratings.

### Do MBusiness or Zero have ads?

Neither MBusiness nor Zero shows ads.

### Which is updated more often, MBusiness or Zero?

MBusiness ships an update every 9 days, and Zero every 2 weeks. Most recently, MBusiness was updated on September 25, 2026 and Zero on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*