# Expense vs Pensy

The clearest difference is in-app purchases: Pensy at none against Expense's 3. Expense's advantage is update cadence (every 2 weeks vs every 7 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Expense sells 3 in-app purchases, starting at $0.99 per month. Pensy asks for nothing beyond the download.

Expense ships an update every 2 weeks, Pensy every 7 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | Expense | Pensy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (8 ratings)](https://appshunter.io/ios/app/expense-budget-tracker/id1669548999/reviews)** | — |
| Number of ratings | **8** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 7 months |
| Monetization | Freemium | — |
| Size | 34 MB | 10 MB |
| Requires iOS | **17.0** | 18.2 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Sviatoslav Belmeha](https://appshunter.io/developer/650555487) | [Maksym Rachytskyy](https://appshunter.io/developer/1524938299) |

## What reviewers say

### Expense

[App page](https://appshunter.io/ios/app/expense-budget-tracker/id1669548999)

Easily manage your finances with this modern budget planner and expense tracker. Organize multiple budgets, track spending and income, and visualize your financial habits with clear charts and trends. Plan upcoming purchases and manage recurring payments to stay on top of your money.

**Highlights:** Track expenses and income, Create multiple budgets, View transactions by category, See budget progress and trends, Manage recurring payments, Share budgets with others, Sync data via iCloud

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Month | $0.99 | per month |
| Premium Year | $5.99 | per year |
| Lifetime Premium | $14.99 | one-time |


### Pensy

[App page](https://appshunter.io/ios/app/pensy/id6749833263)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Expense free?

Expense is free to download, with in-app purchases available.

### Is Pensy free?

Pensy is free to download, with no in-app purchases.

### Do Expense or Pensy have ads?

Neither Expense nor Pensy shows ads.

### Which is updated more often, Expense or Pensy?

Expense ships an update every 2 weeks, and Pensy every 7 months. Most recently, Expense was updated on October 24, 2026 and Pensy on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*